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Coleman Hawkins’ Reign During the Harlem Renaissance

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Coleman Hawkins’ Reign During the Harlem Renaissance

A very big part of the 1920s was the Harlem Renaissance also known as the “New Negro Movement.” It brought out the art, music, and literature side of most African American people. This took place in New York and during the 1920s and ended around the early 1940s. Coleman Hawkins was an African American figure during the Harlem Renaissance that sparked jazz music. A modern figure that resembles Coleman Hawkins is BB King, who continues to promote black culture. BB King is still alive and light on his feet and playing music with the same passion that he had when he was young.(Geffen)

The Harlem Renaissance was a period of time that black music, art, and literature actually started to become known. This was a very important part in African American history because it was one of the first times in American history that many African Americans could earn a living and be recognized for something they accomplished ( Jackson 1). This time period also influenced blacks to come out of there shells and start sharing with the world there different cultures. The nightlife during the Harlem Renaissance became very alive. People were going to clubs listening to the jazz musicians, dancing on the streets, and just going out and having a good time.

Many other African American people were becoming famous through theatres, music, art , and literature. The people that were directly involved with the renaissance were often more of the educated and middle class blacks (Jackson 2) . During the 1920’s in the United States the Great Migration was going on. This would cause many African Americans to move away from the south and head north. By doing this, this caused them to populate more and more in New York, which was the heart of the Harlem Renaissance. (Jackson 2).

In our world today there are many African American people that are still writing music, doing art, and writing literature. For instance black people have sort of made there own music called hip hop/ rap. This is there way of expressing there different backgrounds and cultures through there music. In today’s world things have gotten a lot easier for African American people to succeed. No one is really judged by there color of skin but more of how good they are at what they are doing.

Coleman Hawkins was born on November 12th, 1904, and really started to become popular through the 1920s. At the young age of five he began playing the piano, and the cello at age seven. Then on his ninth birthday he requested a tenor sax and he received it. He was already successful by the age of twelve because he was playing professionally at school dances. (Richardson 1). Almost all of the good jazz musicians were born in the twentieth century and became successful before the age of thirty ( Richardson 1). Therefore you know that Hawkins, also known as the “Hawk”, was something special if he was already performing at the age of 12.

Hawkins attended high school in Chicago, and after he graduated from there he went to Washburn College for a period of two years. At Washburn College Hawkins studied the subjects of compositions and harmony( TBS 1) . In the spring of 1921 is when “ The Hawk” really had his first real job. He played at the 12th Street Theater in the orchestra (Richardson 2). Over the next year Coleman really started to get popular. He begin to tour with Mamie Smith and also the Jazz Hounds. After about a year with the Jazz hounds, Hawkins left them and join with Fletcher Henderson for the next ten years. Once he started touring with Henderson he became a star almost instantly (Richardson 2). Hawkins also would wear the most expensive cloths and drive some of the most expensive cars when he was touring with Henderson (Richardson 2).

One author writes “ In Hawkins I fully expected to see a god. And I did… When he greeted someone between sets, his voice was stately and deep, a match for his sound on tenor. He exuded dignity.” ( Giddins 1). Hawkins was known for his excellence on the tenor sax, and impressed many audiences with this instrument. People obviously had high expectations of Coleman Hawkins, and it seems as though he always lived up to them. “The Hawk” transformed the musical instrument the tenor sax, from a comic novelty into jazz’s glamour instrument( Gale Research 1).

Therefore Coleman Hawkins was one of the most successful and predominate musicians of this time. He contributed to the Harlem Renaissance by performing even while people were under depression during the 1930’s, and by being a successful African American in the music industry. About two years ago on September 30, 2004 Coleman Hawkins was inducted into the inaugural class of Lincoln Center’s Ertegun Jazz Hall of Fame ( Gale Research 3). This proves that Coleman Hawkins was

Sputnik I. And Sputnik Launch academic essay help: academic essay help

Cold War

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Throughout history there has been many events that have changed the way we all live. In this essay, I will take one event from each decade that I think has had an impact on our way of living. There are many events that have had an impact on everyone in the world. Some may be small events but have a huge effect. We are all aware of some of the major events but are we aware of some of the smaller events in history?

History changed on October 4, 1957, when the Soviet Union successfully launched Sputnik I. The worlds first artificial satellite was about the size of a beach ball, weighed only 83.6 kg. or 183.9 pounds, and took about 98 minutes to orbit the Earth on its elliptical path. That launch ushered in new political, military, technological, and scientific developments. While the Sputnik launch was a single event, it marked the start of the space age and the U.S.-U.S.S.R space race.

The Sputnik functioned for 21 days. Its on-board radio transmitter sent out a beeping signal that was heard all around the world. The Sputnik was launched by the R-7 Rocket aka Vostok Rocket at Baikonour, Soviet Union. Today the modern derivative is called Soyuz Rocket. (Vic S, 2008)

The story begins in 1952, when the International Council of Scientific Unions decided to establish July 1, 1957, to December 31, 1958, as the International Geophysical Year because the scientists knew that the cycles of solar activity would be at a high point then. In October 1954, the council adopted a resolution calling for artificial satellites to be launched during the International Geophysical Year to map the Earths surface. (N.A.S.A, 2007)

The Sputnik launch changed everything. As a technical achievement, Sputnik caught the worlds attention and the American public off-guard. Its size was more impressive than Vanguards intended 3.5-pound payload. In addition, the public feared that the Soviets ability to launch satellites also translated into the capability to launch ballistic missiles that could carry nuclear weapons from Europe to the U.S. Then the Soviets struck again; on November 3, Sputnik II was launched, carrying a much heavier payload, including a dog named Laika. (N.A.S.A, 2007)

Immediately after the Sputnik I launch in October, the U.S. Defense Department responded to the political furor by approving funding for another U.S. satellite project. As a simultaneous alternative to Vanguard, Wernher von Braun and his Army Redstone Arsenal team began work on the Explorer project. (N.A.S.A,2007)

On January 31, 1958, the tide changed, when the United States successfully launched Explorer I. This satellite carried a small scientific payload that eventually discovered the magnetic radiation belts around the Earth, named after principal investigator James Van Allen. The Explorer program continued as a successful ongoing series of lightweight, scientifically useful spacecraft. (NASA,2007)

The Sputnik launch also led directly to the creation of National Aeronautics and Space Administration . In July 1958, Congress passed the National

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Time Is Limited – Essay – aroadcap



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Time Is Limited

Time is Limited

Where has the time gone? The time that everyone shares in life together is limited. People tend to be blind to see completely that time is slipping away like that bar of soap in the shower. As people age into adults, time flies by quicker each day. It could be that there aren’t as many eventful memories being made compared to a young teenager who often encounters many of them. There are so many opportunities that can be taken in this limitless life. Time is taken for granted and there is no way on bringing back lost time to make up for it. That is where many of us go wrong from the start.

Each day, I wake up and do the same routine. Hardly ever do I change up my everyday schedule for anything. My day consists of waking up, getting ready, attending to my animals, going to school, coming home to do homework and associate with my family, and then hanging out with my friends if there is time. However, being a typical eighteen-year-old, I find it hard to handle college, working side jobs and still trying to manage a social life with family and friends. I often said, “Oh, I will just call my granny back tomorrow after school” when I should have called her back immediately. I always have just assumed that everyone in my life will always be here and that he or she can wait to a later time. People and time are taken for granted each and every day. I wish I had realized this sooner rather than now, when I regret some of my past choices. I experienced the worst time of my life because I thought that time and people would always be here.

I have never been the best about trying to keep in touch with people because I easily get distracted and always seem to have something to do. I live in regret each day from not picking up the phone to call or getting in my car to visit my great grandma, Ruby, every chance I had. On March 24, 2015, I realized how much time has slipped from underneath me that I will never be able to get back. On this day, my grandparents had left early in the morning at five to go to the Maple Festival. My great grandma lived with my grandparents due to a hard fall that kept her from living alone. I was asked to come watch her and help her with whatever was needed. I know how to take care of younger children and elderly people because of many job experiences. I came over that morning like any other time and checked her while she slept. I crawled up on the couch beside her bed and went to sleep. My great grandma would knock on the walls to get someone’s attention instead of yelling. So when I heard that tap on the wall I jumped up to get our day started. I helped her sit up on the edge of the bed and put her fuzzy pink robe on her while she kept talking about how bright my fingernail polish was. After this, we usually head out to the kitchen and get her cup of coffee along with a red grapefruit. However, this time was not the same as any other time. She stopped responding to what I was saying and just sat on the edge of the bed, staring into space with a blank face. I thought she had just zoned out because most ninety-five-year-old people do, but then I noticed she was starting to slip down off the bed. I quickly tried getting her back all the way on the bed because I did not want her to get another injury. I started to panic because I never had seen this behavior from her before. All of a sudden, she started to make these strange noises. Drool started to pour from her mouth like a water fountain. My little heart was beating faster than it ever had before. In a panicking moment like this, I had no idea what to do or who to call. I ended up calling my mom, who was an hour away. I knew I couldn’t call my grandparents because they were in a different county. Quickly, I took moment to say a short prayer for God to help me figure out a plan. No tears at all came out because the situation happened so

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Time Management And Spending Money college essay help near me: college essay help near me

Time Management: Putting Time on Your Side

Join now to read essay Time Management: Putting Time on Your Side

Derrick Smith

English 373

December 6, 2004

Project 4: Research Based Service-Learning Project

Time Management: Putting Time on Your Side

Time is life. It is irreversible and irreplaceable. To waste ones time is to waste ones life, but mastery of time usage is mastery of life and making the most of it. Einstein once said, “There is no absolute relation in time between two events, but there is an absolute relation between space and time” (Sharp 1). Time is a mystery. It cannot be tied down by definition or confined inside a formula. Like gravity, it is a phenomenon that we can experience but cannot understand. We are aware of the ageing of our bodies, of the effects of the movements of our planet, and of the ticking of the clock. We learn a little about what we call the past and we know that change is built into our lives. But neither philosophers nor scientists have been able to analyze and explain all of the meaning of time. Not only have they failed to provide easy explanations, but their efforts sometimes seem to have made mystery more mysterious and to have shown us that our lack of understanding was even greater than we supposed.

Some philosophers argue that the passage of time is an important metaphysical fact, but one that can only be grasped by non-rational intuition. Others tell us that the flow of time is an illusion and that the future can no more be changed than the past. Some believe that future events come into existence as the present; the future becomes the actual “moment-in-being.”

When spending money, one presumably tries to balance their expenditures in such a way as to obtain the best possible yield. This means that one will probably refrain from spending all of their assets on a single commodity. Instead, one will distribute their expenditure over a variety of different goods and services. The optimum situation will have been reached when it is impossible to increase satisfaction by reducing expenditure in one field

Time Managing And Positive Note my assignment essay help london

Time Managing & Stress

Essay title: Time Managing & Stress

Time Managing & Stress

A lot of people are “stressed out”, like me, not because we cannot cope with stress managing; it is simply that we overload ourselves with commitments and responsibilities. We put ourselves in a spot were stress can be developed. Hence, stress arises from an overbooked schedule or a great number of responsibilities than one person can handle. No matter whether in school, at home, or on the job we tend to over commit ourselves. Trying to do things right and trying to have certain things ready by a deadline or a due date is an invitation for getting stress out. During the course of this year this has definitely happened to me and it has not been easy.

Through the course of this first college semester I have never been so stressed out in my life. Getting accustomed to college has been very hard and stressful form me. Trying to manage my time in order to do a million things has not been easy; writing papers for many different classes, going to soccer practice, traveling for away games, taking tests, and even working. Trying to keep up with everything at once and at the end have enough time to do non school related things is a very difficult task. One in particular that has been a difficult task is taking homework to away games and finishing it on time just to make the deadline. Since I have arrived here Ive noticed that college is all about dead lines and due dates, I can really say that high school did not prepare me for this. Also for me having to rush from one place to the next because, like I said, you are on an everyday time schedule is enormously irritating. For example, everyday I have to eat fast in order to get to work on time and I do not have time to enjoy my food because, for me, rushing is really aggravating and stressful. I am the kind of person who hates to rush anywhere and I hate to be late to anything. In high school I did not have so many things to do in a day and so I had a lot of time left over for things that I wanted to do. For example, hang out with my friends, watch TV, or even take an afternoon nap. Since I have come here I havent had time to do any of those things, which are important in maintaining a social life, and it would be nice to be able to do those things more often. On a positive note, as the year goes by I am beginning to be more responsible and getting better at handling more important responsibilities. My good grades are a reflection of my determination, level of responsibility and a sign of my maturity.

On a different note the cause of my stress is not only having trouble with time management, but the pressure to play well in soccer games. It has been tough trying to stay focused on playing well while I am thinking about a million other things that involve school. This has been very hard because soccer was always number one and I still was able to maintain good grades through out high school, but college is different. Since I have so many things to do and worry about, soccer has kind of taken a backseat. I never felt like this before and I hate feeling like that. Its also been stressful because sometimes I get scared that with all the school work and things going on I wont be able to perform well on the soccer field. My goal is to become a pro, but if I do not play well I have no chance to make it. I think about it every night and day, and the more I think about it the more I get stressed out. I never thought that college would be this stressful and

Time Management And Essay Time Management medical school essay help

Time Management & Family Issues

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Time Management and Family Issues

Upon returning to college, the mature student (any student over the age of 24) soon realizes that their ability to manage time effectively directly impacts their learning experience and their family life. Unlike traditional students, the mature student may have a spouse, children and a full-time job that is necessary for them to survive financially. Adults with families will readily agree that their family alone places serious demands on their time. When adding the responsibility of school, it becomes even more difficult to make time for family, work and personal time. Enough time needs to be spent on these three major facets of life. Too much time spent in one area usually means to little time spent in another, which usually leads to stress. Time management professionals say that stress is usually the result of poor time management. Effective time management has to be the foundation of any successful and productive life.

There are 1,440 minutes in a day. If one is employed full-time, then about nine hours (540 minutes) of the day is spent at the office and commuting. The time left in the evening for family and self is very limited. Some companies allow their employees to telecommute, in which the companys network is accessed from the employees home, usually via a high-speed or broadband connection. Telecommuting increases available time for family and self by eliminating the employees commute. Along with telecommuting, some companies offer Flex-Time. Flex-Time allows the work schedule to be configured differently from the typical Monday through Friday, 9am-to-5pm workweek. One will still work a total of 40 hours that week only one day may be shorter than the rest. Flex-Time is basically a flexible work schedule. Flex-time and telecommuting are examples of Flexible Work Options (FWO). FWOs allow employees the opportunity to find time for their families and selves by introducing a time management element that “bends”.

Along with the changing nature of office-hours via telecommuting and Flex-Time, there is a need for employees to be more efficient at work. Companies are implementing the “virtual office” which partly entails telecommuting but with the main focus being a more efficient, yet mobile workforce. With the virtual office, traditional office setups such as permanent workspace and a personal telephone become a thing of the past.

Time Management And Better Time Management Skills devry tutorcom essay help: devry tutorcom essay help

Time Management

Essay title: Time Management

You need to manage time effectively if youre going to be successful. Better time management skills can improve your grades, help you keep stress in check, and help you be competitive in the career you undertake following your college or university education. Time management systems often fail because they the expectations of them are too unrealistic. Some people dont start a time management system until theyre already falling behind in their work. They take on time management as a way of catching up. They try to cram all of their work into a period of time that is too short. The people who are trying to follow crammed schedules often fall way behind their intended pace and desert the plan altogether, which results in more time trouble.

To be successful in time management you first have to set some goals. It might help to divide your goals into time frames (important goals, mid-term goals, long-range goals) but it is not completely necessary to do so for the exercise to be useful. All you need to do is think of a handful of goals to get started. Once you have a set of goals, it is useful to break down the goals into manageable steps. Breaking down your goals makes it easier to begin them one small step at a time and to reduce procrastination.

After setting some goals, time awareness and time tracking is the next step you should follow. It will help you manage your time well if you know where your time actually gets spent. One helpful way of determining your actual usage of time is to track your time. Instead of writing things down that you are planning to do, write down things that have already been done. Doing this helps you get to know yourself because this method will draw attention to many of your habits that you might selectively ignore. At the end of every hour write yourself a quick note about how you actually spent your time for that hour. If how you spent your time doesnt match an already planned activity, simply enter a comment as to what you really did during that time. This way you will be able to analyze patterns that appear in your use of time and make adjustments to improve your efficiency.

The next step is planning. It is important to keep in mind that the purpose of scheduling is not to enslave you to your planner, but

College Student Time Management And Daily Schedule extended essay help biology

Time Management

Time Management

Time management is very important in order to be successful in life. As a college student time management is extremely important in order for me to get my work to get done but also to make time for leisure activities. The most common motivational cold is the lack of interest in certain subjects. The heart of effective time management is a weekly and daily schedule. Also long terms goals must be determined in order for short term goals to be established. Be proactive means taking initiative, not waiting for others to act first, and being responsible for what you do. The opposite of proactive is reactive. Reactive people tend to react to what goes on around them. Proactive people act based on principles and purpose. So think with the end in mind when establishing your schedule.

Gathering necessary information is an important factor in time management. Write all of your assignments down so that you know how much time you have to do it, and when it is due. By doing this you will be able to work your schedule around your study time. Also not only do you need to write down your assignments but also leisure activities. Such as after sport team meetings, social club meeting, and even vacations.

Planning ahead is another key factor in managing your time. Consult your things to do with a monthly schedule and hang it up in your room. Be sure while you are making a schedule of “things to do,” you take into consideration how long it takes you to complete certain task. Also figure out how much time you have to do certain assignments and break them up into several days if that works best for you. By dividing up your assignments it takes the stress off of you and gives you extra leisure time. When planning ahead use some type of calendar or monthly planner to keep track of your things and also to keep them

Prioritizing work assignments is crucial to successful time management. Some people do not know how to prioritize and become procrastinators. Deciding which tasks are the most important, and then setting aside time to complete them, while leaving time to deal with unplanned interruptions, is one way to manage time while aquiring more. Many time management experts recommend only handling a piece of paper once – act on it, file it, or toss it, but do not allow it to sit and wait. Plan time in your day to complete the most pressing projects, but leave time for unforeseen developments. Always carry a calendar with you so you can schedule meetings and appointments once, and only once.

Working with a realistic schedule is very important in time management. You have to be realistic when making your schedule. Monitor and analyze how you spend your time. Take into consideration when your best time for studying is, your sleep patterns, your leisure activities, your eating patterns and even your due dates for certain assignments. By doing this you are making a schedule that is “ideal” for you and not anyone else. It will be easier for you to fit this schedule because it works with your schedule. Also when making your schedule set priorities of things that must be accomplished each day, and build flexibility into your schedule. It is essential to build flexibility into schedules incase an emergency comes up.

Additional things that you might want incorporate into your schedule are study routines, places to study, leaving yourself enough time to complete projects, breaks, and time to review studied material. All of things are very important.

First Exercise And Set Of Constraints college essay help service: college essay help service

Business Statistics

Problem 1: Optimization

Color Chips:

This was the first exercise on linear programming.

The target was to develop an objective function and find a solution for the problem the solution searched for was to maximize the profit of the factory fabricating the color chips.

The given were a set of variables A, N, P and a set of constraints which set the number of each chip to be produced. There were no limitations on the resources.

With the given data, the objective function was found to be MAX 3.15A + 2.65N + 3.85P.

After being introduced to the use of solver to solve a linear problem, the data was entered to the excel sheet and a data analysis tool called solver was used.

This exercise helped define the linear programming model, a basic introduction to the use of solver in excel and a simple problem of maximization. It also shed a light on the concepts of minimization/maximization depending on the target that the user is searching for. In this problem the target was to maximize the profit.

Computers S&P:

This exercise aimed to maximize the profit of a factory.

A typical example of production planning.

The variables used were S & P and the objective function was MAX 6S + 9P subject to some constraints.

The constraints restricted the resources as well as requirements of production.

This exercise helped understand the mixture of many constraints with a practical example on production planning. It helped understand more the linear programming model.

Make or Buy – Hamlet:

This exercise aimed to help the factory make a decision on what to produce and what to outsource in order to find the minimum requirements of the factory.

The target was to find the minimal amount of money required to produce a certain number of units.

The constraints included much more factors than of the previous exercises, it included cost, time of production and restriction on the resources.

The objective function was found to be MIN 3.15A1 + 33.75 A2 + …

The data was entered into excel and with the use of the solver tool the solution was found.

This exercise helped understand the minimization concept while introducing more constraints into the equation. The logical thinking moved from a straight forward problem, to a more complex real-life situation model.

Reallocating Bikes:


Time Value And Value Of The Money Today college essay help online: college essay help online

Time Value of Money

Essay title: Time Value of Money

Time Value of Money

The first step in understanding the relationship between the value of the money today and the value of money in the future is one must look at how money is invested. One must also monitor how the money will grow over a time based on the investment made. The conclusion based on the investment made will allow one to answer the following question. How much should be invested today to produce a specified future sum of money in the future?

The time value of money (TVM) is the process when money is calculated in the present or future (wikipedia). TVM is based on the assertion that one will prefer to receive a certain amount of money today than the same amount in the future. As a result, when one deposits money in a bank account, one earns interest. Todays earned money has more value than the money that one would earn in the future because of the interest that can build up over time. For example, if $90 today will accumulate to $100 a year from now, then the present value of $100 to be received one year from now is $90.

TVM allows the calculation of present value and future value of money. Present value and future value are different. Both have disadvantages and advantages; depending on how they are used. Of course, present value is what he or she has at this present time. While future value is the amount of money he or she will have at a given time in the future. Furthermore, a bond is composed of two types of payments, annuity and a lump sum return. As a result, when the bond matures one is eligible to receive future payment. Money is believed to be worth more now than in the future. The once a year annuity payment is considered the interest earned for that particular year. Therefore, one must decide if the annuity is going to be paid at the beginning or the end of the year.

Interest rate is the “rent” paid to borrow money (wikipedia). The interest rate earned over a period of time from the principle. Compounded interest is the interest added to the original principle (wikipedia). Due to daily fluctuation of interest rates in the method used, one can lose a great deal of money if the money is not invested wisely. Most people, if asked, would choose to receive $10,000 now rather than later. Any rational person would not defer payment into the future when he or she could have the same amount of money now. At the basic level, the time value of money demonstrates that it is better to have money now rather than later. Although the amount is the same, much more can be done with the money now. Over time, it can earn more interest. The more often interest are compounded, the faster the principle will mature.

Opportunity cost is the value of something in term of a chance

Time Value And Individuals Best Friend college essay help service

Time Value of Money

Time Value of Money

Time Value of Money

An individuals best friend owes him $600 dollars, and asks if he can pay the individual back in six monthly installments of $100 dollars, is this a good way to be paid? This decision is a good example of the concept of the Time Value of Money or TVM. Time value of money is the concept that “a dollar that you have today is worth more than the promise or expectation that you will receive a dollar in the future” (Getobjects, 2002). Factors that might affect TVM like compound interest, present value, future value, opportunity costs, annuities, and the rule of 72 are important to understand when planning your financial future.

Interest can be defined as either a fee that is charged by a lender for borrowed money or as a return upon an investment (Investorwords, 2007). Compounded interest occurs when an investment returns interest upon the initial investment and the interest accrued every period since the initial investment was made (Econedlink, 2007). The initial investment is often referred to as the present value.

Present value is how much money a future payout on an investment is worth today, or at the time of the initial investment (Henderson, 2002). If after one year an individual receives 1000 dollars off an investment that had a 8 % interest rate then that amount he initially invested $1000/1.08 = $925.92. Due to the time value of money the present value is expected to be lower than the future value and will be worth less the longer an individual has to wait to receive the future payment (Getobjects, 2002). The $925.92 initially invested would be referred to as the present value, and the $1000 dollars that was received at the end of the period would be referred to as the future value.

Future value is the amount of money a particular investment will be worth given a certain period of time (Econedlink, 2007). Suppose an individual wanted to know the future amount of money he would have after depositing $600 dollars in an account paying 6 % interest and not touching it for a year. The future value of the money invested would be 600*1.06 = $636 dollars. Due to the time value of money the future value of the initial investment is expected to be greater, and the difference depends upon the number of compounding periods and the interest rate being used (Getobjects, 2002).

Another concept tied to time value of money is opportunity costs. The opportunity cost of a decision is not just the financial investment, but also your time and the costs of whatever your alternatives might have been. If an individual has the choice of going to the zoo or to a museum and decides on the zoo; his opportunity cost is not only the price of admission to the zoo, but also what you lost by not going to the museum. This is important because if an individual chooses to allow his friend to pay a debt back over time the opportunity costs of lost interest might on an investment that could have been made with the bulk sum might be more than the individual wanted (Econedlink, 2007).

Annuities are payments that are made at equally spaced intervals until a certain amount has been reached (Brealey, Myers & Marcus,

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Time Value of Money

Essay title: Time Value of Money

Time Value of Money


This paper is going to discuss key components of the time value of money (TVM) and identify some financial applications to commercial banks, credit card financial service companies, insurance companies, state government lotteries, and retirement plan financial service providers.

Time Value of Money

The Time Value of Money is “the idea that a dollar now is worth more than a dollar in the future, even after adjusting for inflation, because a dollar now can earn interest or other appreciation until the time the dollar in the future would be received,” ( The time value of money has many calculations. These calculations are future value of a single amount, present value of a single amount, future value of an annuity, present value of an annuity, annuity equaling a future value, annuity equaling a present value, determining the yield on an investment, less than annual compounding periods, and patterns of payment-deferred annuity.

Commercial Banks

Banks cannot operate without using the TVM. Commercial banks make business loans, accept deposits, and offer savings and checking accounts. Banks offer their customers accounts with a high interest rate to draw them in. The more customers the bank has, the more money they can make from them.

Credit Card Financial Service Companies

With credit card companies, they charge their customers whenever they have a balance. These credit card companies offer high credit limits to draw in their “victims”. Once the consumer is drawn in, making many charges on their account, they cannot make their full payment. When they cannot make their full payment, the credit card company charges them a finance charge and, simply put, makes money when the consumer is unable to afford to pay for their full balance.

Insurance Companies

Insurance companies are a prime example of TVM. With auto insurance companies, consumers spend money to make sure their car is safe. The insurance companies take the consumer’s money and invest it to increase their profits. The more customers the insurance companies have, the more they invest. Since the insurance companies know that not everyone will get into an accident or get sick, they can “bank” on the money they receive from their customers.

State Governments – Lotteries


Marijuana Question And Legalization Of Marijuana law essay help

Tim to Decriminalize

Essay title: Tim to Decriminalize

Lately it seems that drug policy and the war on drugs has been in the headlines quite a lot. It is becoming increasingly apparent that the policies that the United States government takes against illegal drugs are coming into question. The mainstream media is catching on to the message of organizations and individuals who have long been considered liberal “Counter Culture” supporters. The marijuana question seems to be the most prevalent and pressed of the drugs and issues that are currently being addressed. The messages of these organizations and individuals include everything from legalization of marijuana for medical purposes, to full-unrestricted legalization of the drug. Of course, the status quo of vote seeking politicians and conservative policy makers has put up a strong resistance to this “new” reform lobby. The reasons for the resistance to the changes in drug policies are multiple and complex. The issues of marijuanas possible negative effects, its use as a medical remedy, the criminality of distribution and usage, and the disparity in the enforcement of current drug laws have all been brought to a head and must be addressed in the near future. It is apparent that it would be irresponsible and wrong for the government to not evaluate its current general drug policies and perhaps most important, their marijuana policy. With the facts of racial disparity in punishment, detrimental effects, fiscal strain and most importantly, the history of the drug, the government most certainly must come to the conclusion that they must, at the very least, decriminalize marijuana use and quite probably fully legalize it.

The history of marijuana in North America is integral in understanding the reasons it is now illegal and how todays policies have evolved. It is important to look to the past and see factors leading to the outlawing and criminalization of marijuana-especially the stages of misinformation, silence, and the imposition of zero tolerance or severe penalties for such victimless crimes -before looking at the effectiveness and future of these policies. While marijuana was not actually outlawed until the Marijuana Tax Act of 1937 it was a part of the country and society since before the arrival of its current transplanted inhabitants. Hemp is the name of a species of Cannabis that has been used throughout history for many things including rope, clothing, medicine, oils and other such novelties. Marijuana and hemp are both of the species Cannabis Sativa and occur naturally along with a score of other variations of the plant. Marijuana is simply a form of hemp that is higher in delta-9- tetrahydrocannabinol (THC), marijuanas naturally occurring psychoactive chemical. Today we hear many nicknames for marijuana including: weed, pot, budda, grass, and bud to name a few. Marijuana has long been used by the indigenous peoples of North and South America for many things, from medical to religious purposes. Of course a select few Europeans exploited narcotics and different types of marijuana. However, in Europe it was not a widespread phenomenon, and neither was it from the time of colonization or even industrialization in America. It was not until the era of the 19th amendment to the U.S. constitution, known as prohibition, that marijuana became a widely used substance in the U.S..

A large part of the original fear and misrepresentation of marijuana was due to ethnic and racial concerns, especially in the southeastern United States. Immigrant populations moving from Mexico into the U.S. and some other groups such as Jamaicans and other West Indian transplants from the slave trade were introducing the weed into the population of the U.S. as a recreational drug much like Alcohol or Tobacco. It was a xenophobic reaction to this seemingly alien population and their customs and actions that spawned an early backlash against the drug. In 1937 the federal government created the Marijuana Tax Act, effectively making the sale and possession of the plant illegal. During this early period of a prohibitive stance on marihuana no research was conducted into the effect of the weed and any possible detrimental effects that it could have. Yet due to the government and society wide ignorance of pot and its true characteristics-largely due to an ethnocentric refusal to accept the views of the native and traditional cultures of the continent-weed was assumed by the government and media and consequently society to be a narcotic that caused psychological dependence and led to violent crime and insanity. The first of three general strategies or trends used to fight marijuana in U.S. society was silence and denial. As a consequence of this, discussion of the subject was prohibited in public schools during the 1930s. The Motion Picture Association of America

Cold War And Union Of Soviet Socialists Republics custom essay help

Cold War

Join now to read essay Cold War

The Cold War is the term used to describe the intense rivalry between the United States and its allies and the Union of Soviet Socialists Republics and its allies. The Soviet Union and its allies were refereed to as the Eastern Bloc and the United States and its allies were referred to as the Western Bloc. The Cold War period lasted from the mid-1940’s until the late 1980’s. During this period international politics were shaped by this intense rivalry between this two great blocs of power and the political ideologies they represented. The United States and its allies represented democracy and capitalism while the Soviet Union and its allies represented communism. The Cold War was truly a global conflict more so than either of the century’s two world wars. (1) The cold war was also the first total war between economic and social systems, an industrial test to destruction. Even though the Cold War Began just after World War II, some of its roots reach back as far as the nineteenth century. Its neighbors have long feared Russia; the giant among the countries in Europe, even when they were allied Russia against a common enemy. This fear Cropped up immediately after Russia, Britain, and other European nations defeated the French Emperor Napoleon in 1812. (2) In 1853 Britain, France and several other European nations went to war with Russia from keeping Russia from expanding into the Middle East. Britain, in fact, took a great deal of its energy during the nineteenth century trying to limit Russian power. (3) By the early twentieth century the United States was also concerned with Russia’s power. Although the United States tried to keep out of European disputes, American leaders were concerned about Russia becoming to powerful. They worried that if any nation became powerful enough to dominate the European continent, it would be a threat to the well being of the United States. (4) In the midst of World War I a new element was added to the European and American fear of Russia. In November of 1917 a radical Marxist called the Bolsheviks seized power in Russia overthrowing a democratic government. The United States strongly opposed the Bolshevik regime. The United States was angry that the Bolsheviks pulled Russia out of the War against Germany (WW I), and that it intended to spread its revolution to other countries. (5) During World War II Soviet leader Joseph Stalin reached an agreement with Hitler in which the two countries promised not to attack each other during the war. The Nazi-Soviet pack allowed Hitler to invade Poland and then fight France and Britain without having to worry about the powerful Soviet army. (6) A surprise attack by the Germans on the Soviet Union on June 1941 ended the Nazi-Soviet pact. This drove the Soviet Union to join the allies, but they found no love in the hearts of the United States and Britain. It was only Germany’s might and murder policies that held the Grand Alliance together. (7) As the tide turned in favor of the Allies in the eastern theater, the side where the Soviet Union was fighting on, the soviets army was pushing into several Eastern European countries which were formerly allied or controlled by Germany. As the soviets controlled

People Of This Nature And People my assignment essay help london: my assignment essay help london

Join now to read essay Yes


Many people go to the movies. The movies are an escape into a fantasy world. Everyone has a different preference on what kind of movie is the best. Romance, horror, action, and comedy are different types of movies. The kind of movie someone goes to see can give clues to what kind of person they are.

People who prefer horror films obviously like to be grossed out or like to be frightened. The horror fans probably tend to enjoy suspense and anxiety. One might suspect these people love to go on frightening roller coaster rides or do other things that would cause suspense and anxiousness. People of this nature might enjoy things that most people would not, considering the amount of gore produced in many horror films. For example, some people watch surgeries on TV. These shows contain blood and things disturbing to others. It would make sense to say that the person who has no problem with the gore in the movies could probably watch and enjoy a surgery on TV.

Comedy, most people enjoy going to the movies and laughing. Although most people do enjoy a comedy here and there, some people try to be like the characters in them. These people love to laugh and try to make others laugh whenever possible. Sometimes this is a good thing and one would not mind being around them because they are actually funny. Nevertheless, some of them are down right annoying. If someone tells them they are annoying then that just means to them that they have to try harder to get people to laugh. People who love comedy always seem to love going out and having fun with their life. These types of people rarely get mad either.

People who enjoy going out and living up life probably watch action adventure

Sample Mean And Student Body Of University Of Wisconsin 40,858Sample writing an essay help

Business Statistics Pre Assignment

Business Statistics Pre Assignment1.4         Chapter 1 A. population – full time first year students         B. sample – 2,821 full time first year studentsC. parameter – 3727 studentsD. average hours spent studying 4.6 hoursA.  Population – Student body of university of Wisconsin 40,858Sample – 100 Wisconsin studentsB. no, that means that only means of a representative sample of the university of Wisconsin study body population, 29% of the sampled students responded “zero”, not the entire student body.C. Sample statistic2.6        Chapter 2        1)        A.  continuous quantitative                    B.  discrete quantitative

C. Qualitative                 D. Discrete quantitative         2)         A. sample mean = 0                B. sample media = 9                C. range = 8                D. sample standard deviation = 2.21                E. z-score of 5 is -1.81 and it is not an outlier                F. 95% rule means it is between 4.6 and 13.4[pic 1]                G.         3.5         Chapter 3Scenario 1 – Experimental Scenario 2 – Observational A. Treatments – the 3 types of feed (A,B,C) distributedB. Experimental Units – feed was given to 12 pens, so pens are the experimental units with 3 pigs in each pen

Usefulness Of The Employees And Plant Manager essay help us: essay help us

Ws 2 – Analysis of the Goal Chapters 6-10 – Operations Management

WS 2 Analysis of The Goal Chapters 6-10

June 13, 2010

Operations Management

The manger of the production plant starts to second guess the production of his departments and the usefulness of the employees. The plant manager begins to seek out a valuable resource who reminds him of the simple basics of business which include throughput, sales and inventory. The plant manager began to apply these simple measurements in making money and realizes that since the implementation of robotic resource inventory has increased, sales have not increased and there has been an increase in overdue shipments.

The plant manager has begins to refocus his thinking with employees actions by simple evaluations of walking past employees who are not gainfully employed and wondering why these employees are not working on something versus in the past the plant manager would have continued on without making a fuss. An employee’s day should be well managed by the foreman or immediate supervisor. There are several methods utilized in the workplace to keep employees busy with training, production work, or cross leveling resources to improve the organization efficiency. The practice of continuing to improve a employees self worth by reading shop manuals or learning the latest safety information can make an employee feel valuable and it will improve the effectiveness of the organization.

There are several instances in which the plant supervisor states “I you can’t keep them working, I’ll find a department that can…” (Eliyahu, 2010, p. 42). There will be times when department will be slow due to shifts in workloads and resources. The managers of each department should have a viable communication chain in which excess manpower can be requested and submitted when work is slow due to unforeseen circumstances. A daily planning meeting can be used to sort out excess resources for planned slowed production times. These employees can pick up new skills by assisting other employees in performing their duties. Employees who gain enough on the job training can become certified in new skills and become a valuable asset to the organization. One other method of utilizing underworked staff is to assign additional duties such as a peer trainer or safety officer so that when time become slow the employee can focus on these set of duties.

The plant shift and department supervisors did not seem to have a clear picture of how every department fits in to the big strategic picture, the departments focused only on their piece of the goal. Training managers collectively can help each manager identify overall plan weaknesses and may empower them to refocus from

High School Students And Times Change college admission essay help houston tx: college admission essay help houston tx

Times Change and We Change with Them

Join now to read essay Times Change and We Change with Them

“Time and Us”

“Tempora mutantur, nos et mutamur in illis” is a Latin quote which means “times change, and we change with them.” This quote may be true in some situations such as fashion, but for the most part is not. Things such as trends and word “lingo” are expected to change, and they do. Other things such as people’s behavior and actions seem not to change as much. High school students for example, still act the same way they have for who knows how long.

High school is a perfect example for “times change, and we change with them.” If you were to look back at a group of teenagers back when your parents were in school, they would very much resemble teenagers today. They would make the same mistakes, break the same rules, and even act the same as we do today. Adults may say they never saw anyone doing drugs or never heard of anyone having sex at their age, and they use it against all teenagers today, when the

Communication Skills And Writing Skills assignment help sydney

Tips for New Supervisors

Essay title: Tips for New Supervisors


When being promoted to a supervisor many questions will arise. So to help out our new supervisors we have assembled a collection of best practices from our most tenured supervisor. Included in this collection are tips about communication skills, orientation and training, improving team productivity, conducting appraisals, handling conflict and final employee relations. This guide will help lay the ground work for you to be successful and create your own best practices which will help you build a winning team.

Demonstrate Effective Communication Skills

When it comes to being able to communicate effectively one of the most important skills as a supervisor is your ability to produce quality written communications. By being able to write quality communications you will be able to set yourself apart from a large portion of the eligible work force across the nation. This is according to a study by The Conference Board released on Oct 2, 2006 stating that companies are reporting 72% of high school graduates are deficient in writing skills, they are also reporting this problem among 2-year and 4-year college graduates. By improving this communication skill you will be able to create more impactful letters, and memos and presentations. (2006)

Not only are good writing skills important for getting you point across, but it also helps you keep or maintain you professionalism. Al Boulden former sales executive of Sealy said he has seen misspelled words on documents from high-level people and this then puts them in a hole they have to dig out. (Perry 2007) You dont want to be in that hole yourself so that is why your writing skills are important.

To complement your writing skills you will want to make sure you have good verbal skills as well. Why you ask. Well that is due in part to the fact that research found in how to be a good communicator (2005) shows that 42% of employees feel that their employer is a poor communicator.(4) As a new supervisor you dont want to fall in to this category of employees feeling you are a poor communicator. There are a few tips that can help you improve your verbal communications. The first is making sure you use the correct language for the audience. You really dont want to use terms or acronyms that your listeners wont understand. (4) You can lose credibility if you speak over the head of your audience.

The second piece of advice I would give you when speaking in public is that whenever possible have your speak prepared in advance. After it is prepared it would be a good idea is to have another person review

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Timing Is Everything in Life. from the Movie “in Good Company”

Essay title: Timing Is Everything in Life. from the Movie “in Good Company”

Timing is everything in life. From the Movie “In Good Company”

I picked this quote because I believe that “timing is everything.” Its all about being in the right place at the right time, kind of like perfect timing. Endless possibility can happen to you, if you have this “perfect timing.” Who knows, if you are an inspiring actor and happens to bump into a famous director or actor and right then and there your connection happens, due to being in the right place at the right time. Timing can also deal with saving lives for instance, if you are traveling home from work one day and come across someone that flip their car, or some other freak accident, you would save their life, or at least their day.

Timing has played an important role in my life, in good cases and bad cases. At the age of two and a half, my oldest brother sent my other brother to go get knife to open a box that he had just received at the time. My brother, the one sent to retrieve the knife, started walking back to the other room holding the knife incorrectly, holding it by the handle around his hip with it pointing outward. This brother was around eight and half, nineish at the time. While this was taking place I was doing what every other two and half year old would be doing, that is running around the house. Here comes the timing, as I was rounding a corner, my brother just so happened to at the same time, with the knife in hand. Wham, Bam, Thank You Mam! I run into the knife that my brother was holding, the knife briefly enters my left eye just for a split second. According to my parents, my brother went absolutely nuts, screaming that he stabbed me in the eye, and at the time they didnt believe him since there was no wound of any kind apparent. Then in time my eye started to bleed from the center and my parents rushed me to the hospital. And since then I have been blind in my left eye. That was the bad case if you didnt clue in. Now for the lighter side of my life, when I was five I stayed with my baby sitter most nights of the week, she was and still is like a second mother

Real People Person And High School Years college application essay help online

Time of My Life

Time of My Life


By: Karen J. Biscuiti

I was supposed to be having the time of my life during my High School years. I started out in the Newtown Annex. I had many friends there, I also had a great schedule, from 12:00 until 4:00 PM, and it was great! You get to sleep late and not have to worry about being late to school. I knew many people; I am a real people person. Some of the people I met there I am still friends with like Kirsy, Jose, Joanna, and many more. I was only in Newtown for my freshman year then they told us that we had a choice, stay with Newtown or we would be able to stay in the annex for a new high school called “High School for Arts and Business”. So I decided to stay with Arts and Business. I thought it would be great, an art school, thats what I want to major in. So I stayed. Back then I did so well in school, I thought I could get a scholarship to my first choice, a college for art. I met so many new friends in Arts and Business, including teachers like Mrs. Contoveros, Mr. Drakes, and the principal who would do anything to help us. The teachers here made me feel at home and helped me through the hard times, and they shared the good times as well. They made an impact on my life and I will never forget them. The other students couldnt have been any nicer to me. For me being one out of a couple of white kids in the school I got along with everyone. The people I became close with have many different characteristics and personalities. For example, Veronica Galindo, she has a great personality and she always listened to my problems and she is one of the best dancers I have ever seen; Kirsy Duverge is full of excitement, and is always there to cheer someone up and has the most school spirit. Jose Liz, he is a cool guy, even though he bothers me, thats the little thing Ill always remember, and Denise Rosario, Denise and I always had class together and we always talked and we would always get in trouble especially in Mrs. Arons class.

Those people I mentioned are my closest friends in high school. We had our good times and bad times together. We will always be there for each other. For me I think of high school as “The best time of anyones life!” High school is where you mostly do all of your growing up, and for me I did a lot of growing up. For three years in Arts and Business I learned a lot and have been through a lot. As I see myself now as a senior I remember freshman, sophomore, and junior year like it was yesterday.

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