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Final Paper Writing Workshop 1 A Level English Language Essay Help

Final Paper Writing Workshop 1


Abstract


The crime I am researching is the murder of the 12-year-old girl Stephanie Crowe, which was committed in in the wake of January 21, 1998. The most notable feature of the crime is that no definitive perpetrator has been and charged up to date thanks to manner in which it was committed indicating a highly specialized murder with the perpetrator(s) wiping the scene clean leaving no traces of who they were or no signs of forced entry into the little girls room or their house, which has made it significantly hard for the police to pin down the main perpetrator of the crime. Who killed Stephanie Crowe?


The first theory that I would apply in my research is the rational choice and deterrence theory. The key components of the theory includes the thesis that the “motivation for actions, criminal or otherwise, are universally grounded in individual self-interest and the desire to maximize pleasure and minimize pain” (McCarthy & Chaudhary, 2014).


The second theory is the social disorganization theory that has just recently “emerged as the critical framework for understanding the relationship between community characteristics and crime in urban areas” (Kubrin & Wo, 2015) with this ability to confer correlation marking its key component that can help in this research to identify why such a crime occurred in the area code where Stephanie and her family lived.


The final theory is the social learning theory the proponents of its thesis who believe that behavior is learned through socialization (Brady, 2017). The key components of this theory include differential association, differential reinforcement, imitation, and definitions, which renders it capable of explaining both delinquent and conventional behavior (Brady, 2017).


In determining which of the theories is persuasive and which are not, I would employ a retrospective kind of approach to researching this crime, mostly concerned with the analysis of the crime scene working backwards to try piece together the motive as to what could have led to such a gruesome murder and from my analysis of the crime scene, the most probable perpetrator.


References


Brady, M. C. (2017). Social Learning Theory. In The Encyclopedia of Juvenile Delinquency and Justice.


Kubrin, E. C. & Wo, C. J. (2015). Social Disorganization Theory’s Greatest Challenge. In The Handbook of Criminological Theory, pp. 121-136


McCarthy, B. & Chaudhry, R. A. (2014). Rational Choice Theory and Crime. In Brunisma, D. and D. Weisburd (Eds) Encyclopedia of Crime and Criminal Justice. Springer


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Our essay writers are graduates with diplomas, bachelor, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college diploma. When assigning your order, we match the paper subject with the area of specialization of the writer.


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Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?


Whichever your reason is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.


Why Choose Our Academic Writing Service?



Plagiarism free papers
Timely delivery
Any deadline
Skilled, Experienced Native English Writers
Subject-relevant academic writer
Adherence to paper instructions
Ability to tackle bulk assignments
Reasonable prices
24/7 Customer Support
Get superb grades consistently

Online Academic Help With Different Subjects


Literature

Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.


Finance

Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.


Computer science

Computer science is a tough subject. Fortunately, our computer science experts are up to the match. No need to stress and have sleepless nights. Our academic writers will tackle all your computer science assignments and deliver them on time. Let us handle all your python, java, ruby, JavaScript, php , C+ assignments!


Psychology

While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.


Engineering

Engineering is quite a demanding subject. Students face a lot of pressure and barely have enough time to do what they love to do. Our academic writing service got you covered! Our engineering specialists follow the paper instructions and ensure timely delivery of the paper.


Nursing

In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.


Sociology

Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.


Business

We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!


Statistics

We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.


Law

Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.


What discipline/subjects do you deal in?


We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.


Are your writers competent enough to handle my paper?


Our essay writers are graduates with bachelor’s, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.


What if I don’t like the paper?


There is a very low likelihood that you won’t like the paper.


Reasons being:

When assigning your order, we match the paper’s discipline with the writer’s field/specialization. Since all our writers are graduates, we match the paper’s subject with the field the writer studied. For instance, if it’s a nursing paper, only a nursing graduate and writer will handle it. Furthermore, all our writers have academic writing experience and top-notch research skills.
We have a quality assurance that reviews the paper before it gets to you. As such, we ensure that you get a paper that meets the required standard and will most definitely make the grade.

In the event that you don’t like your paper:

The writer will revise the paper up to your pleasing. You have unlimited revisions. You simply need to highlight what specifically you don’t like about the paper, and the writer will make the amendments. The paper will be revised until you are satisfied. Revisions are free of charge
We will have a different writer write the paper from scratch.
Last resort, if the above does not work, we will refund your money.

Will the professor find out I didn’t write the paper myself?


Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.


What if the paper is plagiarized?


We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.


When will I get my paper?


You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.


Will anyone find out that I used your services?


We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.


How our Assignment Help Service Works


1. Place an order

You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.


2. Pay for the order

Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.


3. Track the progress

You communicate with the writer and know about the progress of the paper. The client can ask the writer for drafts of the paper. The client can upload extra material and include additional instructions from the lecturer. Receive a paper.


4. Download the paper

The paper is sent to your email and uploaded to your personal account. You also get a plagiarism report attached to your paper.



GET A PERFECT SCORE!!!





The impact of competition on the future productivity of Sainsbury’s narrative essay help: narrative essay help

Creative change Innovation


Introduction


Sainsbury’s is an organization that is contemporarily the second largest chain of Supermarkets within the United Kingdom (UK). In terms of the supermarket sector, it contains 16% shares. The renowned John James Sainsbury founded this organization in the year 1869. This organization was the leading grocery retailer in 1922 up to 1995, where Tesco overhauled it. After that, it was relegated to third place by another organization named Asda until the year 2014, when it was able to reclaim the second position. In the year 2019, however, it went back to the third position with Asda moving back up to second. Today, this organization has over 1200 supermarkets plus convenience stores with over 161,000 workers. This paper will discuss how the competition is one of the primary external issues facing Sainsbury’s that is intensified by media through marketing and advertisements.


The issue of competition is a significant issue that has affected Sainsbury’s since time immemorial. Since the year 1922, when it was the leading retailer in the United Kingdom, it has never gone back to that position due to stiff competition from other organizations. Across the years, it has been shifting between the number two and three spots in the supermarket sector battling with other major chain supermarket organizations like Tesco and Asda.  Social media, including; twitter, Facebook, and Instagram, together with other media outlets such as the British Broadcasting Company (BBC), played a considerable role in intensifying competition through advertisements. Other retail organizations have, through the years, used these platforms to create awareness of their products, which resulted in stiff competition for the likes of Sainsbury’s. Others also use these platforms to market and even sell their products instead of the traditional retail stores. According to a journal article by (Hassan, 2012), Sainsbury’s perceived potential competition in the retail market as low. The organization had the notion that through the dedication to convey value to its customers, it would quickly edge out the competition. Since the early 20th century, the organization believed that it would be able to counter competition through the issuance of quality products at fair prices. The organization’s business revolves around the statement, “Our value makes us different” (Hassan, 2012). This statement contains five facets, including; provision of most exquisite food, garnering with integrity, regard to the environment, creating a clear distinction to the society, and making the organization a better working environment. Through these facets, Sainsbury’s believed they would be able to counter any competition thrown at them to retain the first position in retailers of the UK. However, this was not the case as they kept getting displaced in the top three spots.


The impact of competition on the future productivity of Sainsbury’s is also another significant aspect. According to an article by (Holmes & Schmitz, 2010), an increase in competition may only lead to an increase in productivity if the organization can survive the stiff competition. This points out to the prospect that stiff competition can reduce Sainsbury’s productivity and, as a result kicking it out of business. Another journal article by (Opoku et al., 2018) claimed that competition could unnerve innovation and, at the process, reduce productivity. Such triumphant innovators like Sainsbury’s tend to become not so much profitable when market competition is very high. This, therefore, leads to minimal inspiration to continue the process of innovation and thus less and less productivity until the organization runs out of business. It is evident that globally, competition strategies are put in place to lessen the domination of established organizations (Opoku et al., 2018). This proves the point that competition is never good for productivity. During stiff market competitions, profit levels tend to be very minimal since the profits are divided across a larger platform than before. As a result, firms tend to involve themselves less with activities that lead to productivity. It can also be argued in Sainsbury’s managers’ perspective that intense competition may result to lower profits and thus lower incomes by the managers. The managers would retaliate by minimizing their managerial efforts, and therefore productivity would be reduced (Opoku et al., 2018).


The organization, therefore, needs creative contributions and solutions that would reduce the issue of competition to increase productivity and regain its position as the number one retailer in the UK. An important fact to note is that Sainsbury’s tried to deal with competition through a merger with Asda, a fellow retail organization, a merger in which they claimed would reinforce the continued success of both of the organizations. Had the merger gone through, both organizations as one entity would have become the largest supermarket chain in the United Kingdom. This would have meant that for every three dollars used on grocery purchases, one dollar would have gone to the merged organization. This could have majorly edged out competition from the likes of Aldi and Lidl since with cut costs; consumers would have enjoyed low prices on groceries. This merger was, however, not to be since the Competition and Markets Authority (CMA) blocked it on fears that prices for products would be very high for consumers affordability (“Sainsbury’s-Asda deal,” 2019).


The contributions and solutions, therefore, include; satisfying new market demands that other competitor organizations have not and bringing about the inflated social and economic value (Parida & Wincent, 2019). The primary solutions to reduce the issue of competition for Sainsbury’s, however, are the use of the circular economy, digitalization and servitization. In a circular economy, the organization embraces renewable energy as opposed to that which is unrenewable. The main activities involve recycling, refurbishing, reuse, and remanufacture of products. Thus the organization’s products lose value at very minimal levels. Servitization, on the other hand, stresses on Sainsbury’s to focus more on supplying solutions rather than products which will be able to feel the market gaps available. Finally, digitalization involves the organization being fixated on connectivity, analytics, and sensors, which would, in turn, offer novel solutions and revenue creation chances (Parida & Wincent, 2019). It is at this point that Sainsbury’s should also capitalize on the use of social media and media houses to also advertise and market their products like their competitors, thus “leveling the playing field.”


Implementation Framework


Recommendations for Implementation of the Framework


Nurturing stakeholder engagement is one of the recommendations. This is an essential element of the implementation process. For this framework to be implemented, calls for collaboration should be made for all the stakeholders in Sainsbury’s organization, including the researchers, legislators, and the implementers (Moullin et al., 2020). This will help in their engagement towards the execution of this framework. The second recommendation is developing research questions and thesis. For the framework to be implemented, hypothesis and research questions surrounding Sainsbury’s organization’s issues are of utmost importance as they boost the outcomes (Moullin et al., 2020). Next, the establishment of research and estimation techniques is also another recommendation. Here, mixed methods and quality improvement perspectives are to be implemented by the organization to ensure success. An excellent example of this is the PDSA (Plan Do Study Act) cycles (Moullin et al., 2020). The fourth recommendation is deciding the implementation of causal factors. This includes barriers and facilitators which are prone to impact implementation results. A vital factor to consider here is that this recommendation should occur in the early stages of the implementation procedure. The next recommendation is the identification of implementation results and the assessment of implementation. Here, evaluating implementation within Sainsbury’s organization may involve evaluation of the success degree, as illustrated in the implementation results (Moullin et al., 2020). The final recommendation is the drafting of the report and proposal. Here, the choosing of the necessary techniques to evaluate implementation antecedents are documented as it is vital for this project’s execution (Moullin et al., 2020).


In conclusion, competition a primary external issue facing Sainsbury’s that is intensified by media may have a future impact on the productivity of the organization in the sense that innovation will be reduced, thus reducing productivity. The solutions to this would, therefore, be through an implementation framework consisting of the independent variables’ circular economy, servitization, and digitalization, which in turn lead to the dependent variable of diminished competition. Recommendations, including drafting reports and nurturing stakeholder engagement, are key to the implementation of this framework.


References


Hassan, A. (2012). The Value Proposition Concept in Marketing: How Customers Perceive the Value Delivered by Firms– A Study of Customer Perspectives on Supermarkets in Southampton in the United Kingdom. International Journal of Marketing Studies. Retrieved 14 June 2020, from https://pdfs.semanticscholar.org/4758/b83a41aec233120b4b94ea1d72b1ed426ada.pdf.


Holmes, T., & Schmitz, J. (2010). Competition and Productivity: A Review of Evidence. Annual Review of Economics, 2(1), 619-642. https://doi.org/10.1146/annurev.economics.102308.124407


Moullin, J., Dickson, K., Stadnick, N., Albers, B., Nilsen, P., & Broder-Fingert, S. et al. (2020). Recommendations for using implementation frameworks in research and practice. Implementation Science Communications, 1(1). https://doi.org/10.1186/s43058-020-00023-7


Opoku, E., Yan, I., & Hynes, K. (2018). Reaching up and reaching out: The impact of competition on firms’ productivity and export decisions. Pacific Economic Review, 25(1), 69-101. https://doi.org/10.1111/1468-0106.12287


Parida, V., & Wincent, J. (2019). Why and how to compete through sustainability: a review and outline of trends influencing firm and network-level transformation. International Entrepreneurship and Management Journal, 15(1), 1-19. https://doi.org/10.1007/s11365-019-00558-9


Sainsbury’s-Asda deal blocked on price fears. BBC News. (2019). Retrieved 14 June 2020, from https://www.bbc.com/news/business-48048596.


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Our essay writers are graduates with diplomas, bachelor, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college diploma. When assigning your order, we match the paper subject with the area of specialization of the writer.


Why choose our academic writing service?



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Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?


Whichever your reason is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.


Why Choose Our Academic Writing Service?



Plagiarism free papers
Timely delivery
Any deadline
Skilled, Experienced Native English Writers
Subject-relevant academic writer
Adherence to paper instructions
Ability to tackle bulk assignments
Reasonable prices
24/7 Customer Support
Get superb grades consistently

Online Academic Help With Different Subjects


Literature

Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.


Finance

Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.


Computer science

Computer science is a tough subject. Fortunately, our computer science experts are up to the match. No need to stress and have sleepless nights. Our academic writers will tackle all your computer science assignments and deliver them on time. Let us handle all your python, java, ruby, JavaScript, php , C+ assignments!


Psychology

While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.


Engineering

Engineering is quite a demanding subject. Students face a lot of pressure and barely have enough time to do what they love to do. Our academic writing service got you covered! Our engineering specialists follow the paper instructions and ensure timely delivery of the paper.


Nursing

In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.


Sociology

Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.


Business

We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!


Statistics

We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.


Law

Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.


What discipline/subjects do you deal in?


We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.


Are your writers competent enough to handle my paper?


Our essay writers are graduates with bachelor’s, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.


What if I don’t like the paper?


There is a very low likelihood that you won’t like the paper.


Reasons being:

When assigning your order, we match the paper’s discipline with the writer’s field/specialization. Since all our writers are graduates, we match the paper’s subject with the field the writer studied. For instance, if it’s a nursing paper, only a nursing graduate and writer will handle it. Furthermore, all our writers have academic writing experience and top-notch research skills.
We have a quality assurance that reviews the paper before it gets to you. As such, we ensure that you get a paper that meets the required standard and will most definitely make the grade.

In the event that you don’t like your paper:

The writer will revise the paper up to your pleasing. You have unlimited revisions. You simply need to highlight what specifically you don’t like about the paper, and the writer will make the amendments. The paper will be revised until you are satisfied. Revisions are free of charge
We will have a different writer write the paper from scratch.
Last resort, if the above does not work, we will refund your money.

Will the professor find out I didn’t write the paper myself?


Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.


What if the paper is plagiarized?


We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.


When will I get my paper?


You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.


Will anyone find out that I used your services?


We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.


How our Assignment Help Service Works


1. Place an order

You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.


2. Pay for the order

Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.


3. Track the progress

You communicate with the writer and know about the progress of the paper. The client can ask the writer for drafts of the paper. The client can upload extra material and include additional instructions from the lecturer. Receive a paper.


4. Download the paper

The paper is sent to your email and uploaded to your personal account. You also get a plagiarism report attached to your paper.



GET A PERFECT SCORE!!!





Aspects of healthcare college essay help los angeles: college essay help los angeles

Question One


Triple Aim approach focuses on three aspects of healthcare, i.e., care, health, and costs. Firstly, Tripple Aim has a goal of improving the care experiences of patients. The patient’s experience here is described by the enhanced care quality mainly to families and individuals. Secondly, the approach is determined to advance the population’s general health. Here, the idea is that when families and individuals are well informed and educated on health matters, the impact will radiate to the overall population and thus improving the population’s health. Finally, the Triple Aim focuses on minimizing per capita health care costs. Here, the most significant concern is to ensure minimal interruption of health care quality by lowered care costs.


On the other hand, Quadruple Aim is just an advancement of the Triple Aim. The model considers the improvement of clinical experience as vital in the optimization of the three patient-oriented aspects considered by the Triple Aim.  Generally, the fourth aspect is a result of great concern to caregivers or providers. Clinical experience has an impact on the optimization of the Triple Aims aspects. For instance, caregivers can be affected by mounting pressure, thus affecting the quality they offer to patients.


Question Two


I would consider Quadruple Aim over Triple Aim. The fourth aspect added to Triple Aim is very crucial, in my opinion. Improvement of clinical experience is the key to quality health care for patients. I consider Quadruple Aim because I acknowledge the impact of value-based care whose prevalence has been a matter of concern today. I believe that the quality of care offered to patients starts with the caregiver. For instance, caregivers usually face immense pressure while providing care to patients. I consider this effect to negatively affect the outcome of care services as the quality caregivers offer to patients can be adversely be affected.


Get professional assignment help cheaply


Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?


Whichever your reason may is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.


Our essay writers are graduates with diplomas, bachelor, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college diploma. When assigning your order, we match the paper subject with the area of specialization of the writer.


Why choose our academic writing service?



Plagiarism free papers
Timely delivery
Any deadline
Skilled, Experienced Native English Writers
Subject-relevant academic writer
Adherence to paper instructions
Ability to tackle bulk assignments
Reasonable prices
24/7 Customer Support
Get superb grades consistently

 


 


 



Get Professional Assignment Help Cheaply



Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?


Whichever your reason is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.


Why Choose Our Academic Writing Service?



Plagiarism free papers
Timely delivery
Any deadline
Skilled, Experienced Native English Writers
Subject-relevant academic writer
Adherence to paper instructions
Ability to tackle bulk assignments
Reasonable prices
24/7 Customer Support
Get superb grades consistently

Online Academic Help With Different Subjects


Literature

Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.


Finance

Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.


Computer science

Computer science is a tough subject. Fortunately, our computer science experts are up to the match. No need to stress and have sleepless nights. Our academic writers will tackle all your computer science assignments and deliver them on time. Let us handle all your python, java, ruby, JavaScript, php , C+ assignments!


Psychology

While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.


Engineering

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Nursing

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Sociology

Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.


Business

We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!


Statistics

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What discipline/subjects do you deal in?


We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.


Are your writers competent enough to handle my paper?


Our essay writers are graduates with bachelor’s, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.


What if I don’t like the paper?


There is a very low likelihood that you won’t like the paper.


Reasons being:

When assigning your order, we match the paper’s discipline with the writer’s field/specialization. Since all our writers are graduates, we match the paper’s subject with the field the writer studied. For instance, if it’s a nursing paper, only a nursing graduate and writer will handle it. Furthermore, all our writers have academic writing experience and top-notch research skills.
We have a quality assurance that reviews the paper before it gets to you. As such, we ensure that you get a paper that meets the required standard and will most definitely make the grade.

In the event that you don’t like your paper:

The writer will revise the paper up to your pleasing. You have unlimited revisions. You simply need to highlight what specifically you don’t like about the paper, and the writer will make the amendments. The paper will be revised until you are satisfied. Revisions are free of charge
We will have a different writer write the paper from scratch.
Last resort, if the above does not work, we will refund your money.

Will the professor find out I didn’t write the paper myself?


Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.


What if the paper is plagiarized?


We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.


When will I get my paper?


You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.


Will anyone find out that I used your services?


We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.


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1. Place an order

You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.


2. Pay for the order

Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.


3. Track the progress

You communicate with the writer and know about the progress of the paper. The client can ask the writer for drafts of the paper. The client can upload extra material and include additional instructions from the lecturer. Receive a paper.


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The paper is sent to your email and uploaded to your personal account. You also get a plagiarism report attached to your paper.



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The Covid-19 Crisis Case Study college admission essay help houston tx: college admission essay help houston tx

The Covid-19 Crisis Case Study


COVID-19 is taking a toll on economies and banking systems across the world, particularly in hard hit countries so far. The highest impact on banks is related to their loan portfolios where many borrowers across different sectors are facing sharp collapse in their income, and hence difficulty in repaying their obligations as they come due(Antipova, 2020). Many regulatory and supervisory authorities have issued statements or guidelines to banks on how to deal with the impact of the outbreak, including in relation to easing loan terms and conditions for impacted borrowers and sectors.


Supervisors and regulators should play an integral part and contribute to public policy responses to the COVID-19 pandemic. Consistent with their mandate of ensuring safety and soundness, supervisors’ action requires a balancing act in which banks are encouraged to restructure loans and use the flexibility embedded in the prudential framework to continue financing viable firms and, at the same time, the confidence in the banking system is maintained by ensuring that losses are not hidden and prudential standards are not relaxed. Countries need to be prepared: the economic impact of the coronavirus will affect borrowers’ capacity to service loans, and banks’ earnings will suffer (Antipova, 2020). It is important that any government policy which allocates resources to assist distressed borrowers or banks is transparent, targeted, and clearly temporary, so as not to create moral hazard and foster poor credit risk management practices.


Banks should work constructively with affected borrowers and supervisors should encourage prudent loan restructuring where necessary to sectors or firms heavily impacted by the crisis. It is important to note that the restructuring decision is a business decision by the bank, based on the assessment of the borrower’s capacity to pay under the new terms. Banks should not be encouraged to foreclose loans, cease and liquidate collateral, using out-of-court mechanisms and/or legal proceedings. Instead, restructuring could take the form of renegotiated terms, moratorium policies or grace periods/payment deferrals. A grace period to repay loans could help borrowers manage the temporary impact of the crisis. While providing relief to affected borrowers, moratoria may raise certain issues (Khan & Naushad, 2020).  Among other things, it is essential to minimize moral hazard issues by ensuring that: (i) borrowers that were already highly unlikely to repay before the COVID-19 crisis started do not unduly benefit from wide-ranging repayment holidays, and (ii) borrowers facing temporary difficulties to resume loan repayment at the end of the application of the moratorium. Several accompanying measures should therefore be considered. In particular, banks and supervisors should continue monitoring credit portfolios for signs of distress.


In restructuring currently performing loans impacted by the outbreak, banks should assess the capacity of repayment and performance of the loan under the revised terms and classify the loan as forborne, if needed (Khan & Naushad, 2020).  When loan modifications meet the definition of forbearance, the classification as forborne loans should continue for a probation period of one year (at a minimum) during which the loans should be closely monitored and reassessed accordingly.


Irrespective of whether the loans are restructured or not, banks may at some point face losses on their loan portfolios due the impact of the crisis. Whether restructured or not, loans could become non-performing and would require provisioning (Khan & Naushad, 2020).  Depending on the terms of the restructuring, the amount of provisions might be small. Some performing loans may also require higher provisioning due to a significant increase in credit risk, which would require a different level of Expected Credit Losses (ECL) estimates. The overall impact will depend on the severity and spread of the COVID-19 pandemic as well as the magnitude of the economic and financial impact on the bank.


 


 


 


Question 2:


DATE:


TO:


FROM:


SUBJECT: Securitization in the banking sector and Normal interest rate levels


Securitization in the banking sector is one of the crucial strategies that would be used to ensure that economies across the globe recover from the Covid-19 Pandemic. The banking industry has to rely on some form of security assets to ensure that it has recovered most of the debts in question. However, considerations have to be set on the time with which the given debt margins have to be improved. The greatest consolation that would be adopted by such industries in the banking sector is that the Covid-19 Pandemic has struct the globe and all other areas (Mustari & Rahman, 2020). Besides organizations that control how finances are managed in different sectors of the economy, we have many other areas of the marketplace including communication, industrialization, technology, production, and craft that have been heavily influenced. Securitization, in this case, must consider a specific formula to ensure that there is control in all debt gaps that banks make an effort to recover.


Figure 1: Image representation of securitization in the banking sector


                                          Source: (Mustari & Rahman, 2020)


Based on the diagram that has been presented above, several risks are bound to be felt by the bank to the end investor. One of the most significant risks in this case is debt recovery. As a way of responding to the pandemic, most countries chose to waive most of the debts. Notably, to open economies and keep the businesses running despite the harsh epidemic, the banking sector may experience difficulties in recovering the debts. The most certain situation at this point is that there are no instances where the financial industry can experience 100% debt recovery. The case is provocative as it affects other sectors, such as insurance. When banks are in a difficult situation to recover their debts from both private and international investors, they will have to resort to insurance policies (Mustari & Rahman, 2020). All banking industries are justified to resort to such measures based on several reasons.


First, insurance policies have been set as the only secure measure that can be used by institutions to ensure asset recovery in the event of damage. Part of this damage includes the Covid-19 virus that has been declared a global pandemic. Based on the previous agreements that have been signed, it becomes clear that insurance policies have no choice but to cover the debt gaps created as a result of the situation. On the contrary, we have a challenge of the insurance sector not being able to cover the difference. All industries have been affected by the pandemic and are making an effort to ensure that they contain the situation in the best possible way. Lack of enough revenue is a situation that has also hit the insurance policy. It then becomes impractical to cover the debt gap that would be needed to address all the pandemic shocks that have been felt across the globe (PINO & SHARMA, 2018). The main question then becomes; what measures are supposed to be taken to ensure that all organizations absorb the kind of economic shock felt as a result of the pandemic? Responding to this question would ensure that every sector finds a common denominator that would not destabilize the economy. It would ensure that private investors are given ample time, organizations in the various financial industries find possible ways to absorb the pressure, and finally, the actual banking sector spreads the debt mileage to ensure that individuals and organizations are given ample time to stand on their feet and service their loans.


 


 


As we know the low interest rate will help the bank to increase its capacity to lending and henceforth, improve the banks’ balance sheet which will help in creating a huge pool of loan account. So as we know the process of securitization will reduce risk and its less expensive methods of credit risk management because the concept of SPV (special purpose vehicle) will help in increasing the liquidity which is one of the foremost criteria of banks these days. As we have discussed the above details, we have to take the lesson from credit crisis or sub-prime crisis of 2007-2008, because there also interest rates were low but the different parties involve had a conflict of interest so, things that have to be kept in mind are due diligence while giving loans, credit ratings provided by Moody’s to tranches of SPV should be in place, so that the sudden economic collapse should not happen.


The investment advisor is a critical step in ensuring that the banking sector makes an informed decision when it comes to debt recovery. In this case, investors would offer a series of advisories on measures that would be taken and the related implications. First, they must advise on long term implications that would be felt as a result of vast amounts of money not being recovered from individuals. It is also clear that such amounts may not be retrieved from the related insurance policies as a result of the pandemic striking across the organizations in different sectors of the economy (Mustari & Rahman, 2020). Based on this advice, banks may then brace themselves for the worse and ensure that cushion strategies have been set in place in the earliest convenience. Second, investor advises must also shed light on alternative options that should be implemented besides securitization. While this may hurt the individual institutions that have a role to secure the financial needs of its people, it may act as a tremendous economic opportunity to retain its customer base. This technique may hurt even more but play an excellent opportunity to keep consumers and realize its benefits on a long-term basis.


 


Question 3:


DATE:


TO:


FROM:


SUBJECT: Risks to Australian Banks Due to Covid-19 case


The whole world is facing tough situation due to Covid-19 pandemic. The World’s economy is going down and each country is struggling for recovery. Extra $150 bn has been taken off the joined market rate of Australians by the four major banks, as the share market was recorded high in Feb 2020, as shareholders struggle with the depressing yet highly undefined position formed by Corona virus. Currently the money lenders has conformed their individual estimate of the financial knockout that looms them as many businesses and households fight to pay off their credits. Some economist/ analyst believe it is only the beginning of the pain.


National Australia Bank, Commonwealth Bank, ANZ Bank and Westpac, written off almost $5 bn in provisions for doubtful as well as bad debts caused by Covid-19 pandemic. The doubtful as well as bad debts charges were above 45% decline in major banks joined half year return to $6.8bn, as stated by UBS, as lenders set for a downturn (Shrivastava & Shrivastava, 2020). ANZ Bank and Westpac likewise deferred their dividend. Analyst says, the epidemic could in fact lead to abundant greater bad debts (Shrivastava & Shrivastava, 2020). In an effort to keep businesses and households afloat throughout the closure, banks have hit the ‘pause’ badge on settlement for 6 months.


For the first quarter of 2020, actual GDP contracted by 0.3 percent from the earlier quarter. The policy rate was down by 25 basis facts twice on March 3 and 19, to 0.25% on March 19 the Reserve Bank of Australia has publicized yield aiming on 3 years government bonds in secondary market. To funding liquidity, RBA will perform 1 month also 3 months repo procedures of longer term maturities will be seized at least weekly, as long as market environments warrant.


Australian banks and regulators are concerned about weakened economy. So, they are working in Local step to combat it. As a result of Royal commission the lenders have never been more public focused as well as Australian BoD has never been more prepared for crisis. Pandemic affected insurance provisions and financial institutions operations in different ways (Shrivastava & Shrivastava, 2020). Liquidity, facilitating business stability, sustaining worker safety, ensuring the values of treating consumers fairly and maintaining financial infrastructure are the major concerns.


Recommender steps:


The regulatory authority should provide relief to bank and allowing them to apply some of their existing buffers to empower ongoing loaning to the budget as long as lowest capital supplies are encountered. Insurers and Banks should think through deferring choices on the flat of dividends or support a dividend at a substantially reduced level. Temporarily suspend issuance of fresh license for at least 6 months in reaction to the economic improbability formed by Covid-19. Association banks of Australian should take decisions to give loan payments for households and small businesses hit by Covid-19 for next 6 months.


In addition, the Australian Banking Association has announced that Australian banks will defer loan repayments for small businesses affected by COVID-19 for six months. APRA clarified that loans that have been granted repayment deferrals as part of a COVID-19 support package need not be regarded as restructured for borrowers who have been meeting their repayment obligations.


References


Antipova, T. (2020). Integrated science in the digital age 2020. Springer Nature.


Khan, N., & Naushad, M. (2020). Effects of coronavirus on the world community. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3532001


Mustari, S., & Rahman, M. Z. (2020). The effect of the corona disaster on women: Lockdown and coronavirus from the lens of social science. https://doi.org/10.31235/osf.io/4e63c


PINO, G., & SHARMA, S. C. (2018). On the contagion effect in the US banking sector. Journal of Money, Credit and Banking, 51(1), 261-280. https://doi.org/10.1111/jmcb.12489


Shrivastava, S., & Shrivastava, P. (2020). Coronavirus disease 2019 pandemic: Necessity for active engagement of the private sector. Dentistry and Medical Research, 8(1), 32. https://doi.org/10.4103/dmr.dmr_6_20


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There is a very low likelihood that you won’t like the paper.


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We have a quality assurance that reviews the paper before it gets to you. As such, we ensure that you get a paper that meets the required standard and will most definitely make the grade.

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The writer will revise the paper up to your pleasing. You have unlimited revisions. You simply need to highlight what specifically you don’t like about the paper, and the writer will make the amendments. The paper will be revised until you are satisfied. Revisions are free of charge
We will have a different writer write the paper from scratch.
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We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.


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You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.


Will anyone find out that I used your services?


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Covid-19 Economic Shock best college essay help: best college essay help

Covid-19 Economic Shock


A shock is something that disturbs the economy’s equilibrium. A macroeconomic shock is any unanticipated incident that leads to a large scale unexpected effect on the economy. The current global Covid-19 pandemic is a large economic shock as it promises to decrease demand and supply for goods and services as well as disrupt the flow of credit and cash to finance normal operations and employees’ wages (McKibbin & Fernando, 2020).


Corona Virus illnesses and deaths have decreased the number of employees resulting in a decrease in the overall output. Government measures to control the pandemic, especially the suspension of air flights, will reduce the production of export-based outputs. The suspension will limit businesses from expanding into new territories, and thus organizations will only produce outputs that are enough for local markets.


Covid-19 lockdown Measures, testing for Corona Virus, and treating Covid-19 patients will increase public spending, and the governments, especially in developing countries, will raise public debts to fund this spending. More countries such as Germany and the Netherlands will issue more debts as Germany has already announced to increase debt issuance by 156 billion Euros (McKibbin & Fernando, 2020). There will be competition for public debts, which will increase the demand for public debts. As a result, lending countries will increase the interest rates of the debts to increase their earnings.


Corona Virus Disease has changed almost all aspects of our daily lives, including the consumption of goods and services. If countries continue implementing lockdown measures, there will be more shutting of shops and restaurants and more suspensions of air travel hence restricting what people can consume. The consumers’ household income is likely to continue decreasing in the coming months, and thus, they will not be willing to pay more, consequently limiting their consumption. However, people will spend more on groceries and home entertainment because they will spend more time indoors.


The Corona Virus Pandemic affects Foreign Direct Investment (investing in a foreign country) all over the world. These investments could fall by approximately 35% according to UNACTED predictions due to the spread of the virus (Chidede, 2020). These investments will decrease mostly in countries severely hit by the pandemic as foreign investors fear to contract the disease from these countries.


The Covid-19 Pandemic will lower the real wages of individuals depending on their ability to work from home since most people are confined to their homes either voluntarily or by government orders. Workers can perform occupations such as financial and business operations from homes, and hence these workers will not lose their salaries. On the contrary, professions such as food preparation and serving cannot be carried out from home, and thus, these workers may completely lose their salaries. Some workers will experience a decline in their real wages but will be able to keep their jobs while others, especially low-income earners, will lose their jobs entirely.


Work effort is another economic variable that has been affected by the outbreak of the COVID-19 pandemic. The disease has caused more than 383 000 deaths, including well-skilled employees, and if this trend continues, there will be a significant reduction in the available work effort (McKibbin & Fernando, 2020). More employers will have to shut down their businesses or to lay off some workers because of the reduction in the demand for the business products and to comply with social distancing measures.


Bibliography

Chidede. (2020). Covid-19 impact on investment in Africa. Covid-19 impact on investment in Africa .


McKibbin & Fernando. (2020). The global macroeconomic impacts of COVID-19: Seven scenarios. The global macroeconomic impacts of COVID-19: Seven scenarios.


The triple economic shock of COVID-19 and priorities for an emergency G-20 leaders meeting



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Adherence to paper instructions
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Get superb grades consistently

Online Academic Help With Different Subjects


Literature

Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.


Finance

Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.


Computer science

Computer science is a tough subject. Fortunately, our computer science experts are up to the match. No need to stress and have sleepless nights. Our academic writers will tackle all your computer science assignments and deliver them on time. Let us handle all your python, java, ruby, JavaScript, php , C+ assignments!


Psychology

While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.


Engineering

Engineering is quite a demanding subject. Students face a lot of pressure and barely have enough time to do what they love to do. Our academic writing service got you covered! Our engineering specialists follow the paper instructions and ensure timely delivery of the paper.


Nursing

In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.


Sociology

Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.


Business

We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!


Statistics

We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.


Law

Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.


What discipline/subjects do you deal in?


We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.


Are your writers competent enough to handle my paper?


Our essay writers are graduates with bachelor’s, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.


What if I don’t like the paper?


There is a very low likelihood that you won’t like the paper.


Reasons being:

When assigning your order, we match the paper’s discipline with the writer’s field/specialization. Since all our writers are graduates, we match the paper’s subject with the field the writer studied. For instance, if it’s a nursing paper, only a nursing graduate and writer will handle it. Furthermore, all our writers have academic writing experience and top-notch research skills.
We have a quality assurance that reviews the paper before it gets to you. As such, we ensure that you get a paper that meets the required standard and will most definitely make the grade.

In the event that you don’t like your paper:

The writer will revise the paper up to your pleasing. You have unlimited revisions. You simply need to highlight what specifically you don’t like about the paper, and the writer will make the amendments. The paper will be revised until you are satisfied. Revisions are free of charge
We will have a different writer write the paper from scratch.
Last resort, if the above does not work, we will refund your money.

Will the professor find out I didn’t write the paper myself?


Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.


What if the paper is plagiarized?


We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.


When will I get my paper?


You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.


Will anyone find out that I used your services?


We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.


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You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.


2. Pay for the order

Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.


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Essential trait in all individual circumstances. buy argumentative essay help: buy argumentative essay help

COURAGE


Courage is the confidence, ability, bravery to do something even in the pursuit of fear. Courage does not mean you are not afraid; you want something aggressively enough to succumb to the doubt felt. Grit has enough strength amid pain or grief. Most mighty men of valor in history were also afraid, but they managed to do exceedingly great things through courage. To tap into the power of courage, you have to practice taking one brave action after the other. A long journey starts with a single step, right? We always do not have courage in all situations that we go through daily. Most of the time, we end up missing opportunities due to a lack of courage to move in the right direction. This article will give enlightenment on the nerve and whether it is an essential trait in all individual circumstances.


Courage is an essential trait needed in all social circumstances. With courage, one can save the world. There are four forms of courage: physical bravery, social courage, moral courage, emotional courage, and spiritual courage. Physical courage is the first thing you check when you are facing any danger. One becomes psychologically prepared when you are well equipped physically. When someone has weapons or is well trained, physical courage is present. Sometimes danger may come abruptly and in a whim. In this case, one is not prepared, and they lack the courage to face the situation. Physical courage during the battle by the militants is essential. They are well trained and equipped before going into battle. In this case, they are courageous that they will win against their rivals. There is a scenario given by Aristotle of a terrorist and a German soldier. The soldier, in this case, lacks real courage; he prefers dying in the hands of the terrorist than tarnishing his name. The soldier attaches more value to his great name other than his safety. However, Aristotle sees his preference coming closer to being courageous.


Moral courage is the ability to stand up confidently defend your core values. Moral courage is not refusing to be wavered by any threats that are people thrown your way. It is putting your principles and moral values into action. It is not succumbing to pressure and temptation. Moral courage may face a lot of threats: physical threats, being humiliated and ridiculed, the danger of being fired and losing your job and losing one’s social standing. However, having moral courage despite the threats gives someone peace and satisfaction of having stood up for their principles. It helps someone to always admit to any wrong they do and gives one self-confidence. With moral courage, everyone can work with work ethics in their minds, and it is easy to follow them, thus a pleasant working environment. For a country or an organization or even a business to have a smooth running moral courage is a highly recommended trait. It helps a person to have a stand when faced with an ethical problem. When one has something, they stand for; and it is easier to decide whether to act morally courageous or not.


Social courage is a great topic right now, especially in the United States of America, where people of color are facing a challenge to existing due to racism. If we look at social courage in broad scope, everyone is involved in this topic. Social courage is an essential trait to everyone, including our leaders worldwide, and the black people trying to survive. Fellow African always kill the latter due to xenophobia or social status. Social courage has enough confidence to stand up and fail amid everyone looking up to you. We still have so much courage and determination on our leaders daily with the hope of having a better place to live in, cleaner water to use, good infrastructure. The black people right now are trying to be confident and courageous as they riot and demonstrate to make the general public a better place to live. They are taking the risk and hoping to get heard. Society wise, social courage helps an individual to stand up to themselves. To have the courage to say no to the negative social pressures and influences in society today. You are aggressive and determined when you have social courage, and you almost always get what you want.


In grief, people always are despaired and are an emotional wreck. In this time, it takes one with emotional courage not to fall into depression, halting everything else that was going on in their life. Emotional courage is so much needed, especially when there are other people in line. So the definition of emotional courage can be as having the ability to go through a moment of grief, despair, and hopelessness without having a mental breakdown. We always assume that only women need emotional courage. Society has always labeled men to be healthy and not to have any physical despair, but this is not still the case behind closed doors. Men also face emotional hopelessness and grief and moments of desperation as much as women do. A higher percentage does not dare to face it while society watches, and this is sad. Emotional courage is essential and significant to both genders regardless of the societal beliefs.


Spiritual courage is looking in-depth about the purpose and meaning of life. Spiritual courage is also being patient enough to find the answers to the religious questions you have. Spiritual courage is having to understand the meaning of life, its purpose, and why there’s life. All these queries may not have answers, and that is why this courage is essential in ensuring that you ask these questions and stay even when not given the answers to them. We all must summon our spiritual courage when we start considering why we are mortal. Having spiritual courage means having the love to help others even when they do not make you happy or support your beliefs and expecting nothing in return. Lack of spiritual courage leads to people making unnecessary judgments based on the religious beliefs of others. It is essential to have spiritual courage; it helps one to have a purpose and meaning of life and lessens the hate and judgment the society gives certain groups of people.


In conclusion, courage is an essential trait needed to face life. It helps one stand up for what they believe in, in workplaces, and also the society at large. With courage, we can save the world.


REFERENCE


Vicki D Lachman, (2007). Moral Courage: A virtue in need of development. Medsurg Nursing


Riane Eisler, (1999). Spiritual courage. Turkin


Peter Olsthoorn. (2007). Courage in The Military: Physical and moral. Journal of Military Ethics


Leslie E Sekerka, Richard P Bagozzi. (2007). Moral Courage in the workplace: moving to and from the decision to act. Business ethics. A European review


Gerd Meyer. (2009). Taking risks for others: Social courage as a public virtue. Oxford University Press


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Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?


Whichever your reason is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.


Why Choose Our Academic Writing Service?



Plagiarism free papers
Timely delivery
Any deadline
Skilled, Experienced Native English Writers
Subject-relevant academic writer
Adherence to paper instructions
Ability to tackle bulk assignments
Reasonable prices
24/7 Customer Support
Get superb grades consistently

Online Academic Help With Different Subjects


Literature

Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.


Finance

Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.


Computer science

Computer science is a tough subject. Fortunately, our computer science experts are up to the match. No need to stress and have sleepless nights. Our academic writers will tackle all your computer science assignments and deliver them on time. Let us handle all your python, java, ruby, JavaScript, php , C+ assignments!


Psychology

While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.


Engineering

Engineering is quite a demanding subject. Students face a lot of pressure and barely have enough time to do what they love to do. Our academic writing service got you covered! Our engineering specialists follow the paper instructions and ensure timely delivery of the paper.


Nursing

In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.


Sociology

Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.


Business

We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!


Statistics

We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.


Law

Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.


What discipline/subjects do you deal in?


We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.


Are your writers competent enough to handle my paper?


Our essay writers are graduates with bachelor’s, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.


What if I don’t like the paper?


There is a very low likelihood that you won’t like the paper.


Reasons being:

When assigning your order, we match the paper’s discipline with the writer’s field/specialization. Since all our writers are graduates, we match the paper’s subject with the field the writer studied. For instance, if it’s a nursing paper, only a nursing graduate and writer will handle it. Furthermore, all our writers have academic writing experience and top-notch research skills.
We have a quality assurance that reviews the paper before it gets to you. As such, we ensure that you get a paper that meets the required standard and will most definitely make the grade.

In the event that you don’t like your paper:

The writer will revise the paper up to your pleasing. You have unlimited revisions. You simply need to highlight what specifically you don’t like about the paper, and the writer will make the amendments. The paper will be revised until you are satisfied. Revisions are free of charge
We will have a different writer write the paper from scratch.
Last resort, if the above does not work, we will refund your money.

Will the professor find out I didn’t write the paper myself?


Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.


What if the paper is plagiarized?


We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.


When will I get my paper?


You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.


Will anyone find out that I used your services?


We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.


How our Assignment Help Service Works


1. Place an order

You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.


2. Pay for the order

Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.


3. Track the progress

You communicate with the writer and know about the progress of the paper. The client can ask the writer for drafts of the paper. The client can upload extra material and include additional instructions from the lecturer. Receive a paper.


4. Download the paper

The paper is sent to your email and uploaded to your personal account. You also get a plagiarism report attached to your paper.



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Osama bin Laden and Ayman al-Zawahiri Leadership styles essay help writer: essay help writer

Counter-Terrorism


Terrorist groups and organizations have a common characteristic whereby their operational structures and long-term longevity are mainly centered on certain influential figures and the rank they hold in the organization. These leaders are relied upon by their membership to establish the group’s strategic focus, as well as charm their believers into taking action on their faith as they try to achieve their core objectives. One such terrorist outfit that has managed to develop and sustain an almost global reach as well as to remain active in their global operations is al-Qaeda. Osama bin Laden founded the group in 1988 and was at its helm since then until his death in 2011, and during this time, the group had managed to commit some of the worst global acts of terror ever witnessed. This research paper analyzes the similarities and differences in the leadership and communication styles between Osama bin Laden and Ayman al-Zawahiri, a co-founder, and the man who took over al-Qaeda’s leadership after bin Laden’s demise, to ascertain their influence on the group’s sustained activities.


Osama bin Laden and Ayman al-Zawahiri Leadership styles


According to Sude (2015), the major motivation behind the formation and subsequent survival of al-Qaeda is because both bin Laden and al-Zawahiri believed in forging alliances that would serve to advance their strategic focus. Gohel (2018), agrees that the formation of the group was in itself a strategic partnership in which on the one hand, bin Laden brought onto the table a proficient managerial background, with sufficient experience in the recruitment of young, ready, and eager Muslims to fight for the Afghanistan Jihad including from Europe and the United States, and a proven record of victory in the war against the Soviet Union. On the other hand, Al-Zawahiri was a trained physician and a pioneering Islamic militant, who had formed the Egypt’s Islamic Jihad, a group that claimed responsibility for the failed assassination attempt of Egyptian President Hosni Mubarak. In this case, their professional background played a crucial role in shaping tier leadership styles. Bin laden utilized his business management skills to implement and execute the framework of the group. He managed to issue orders and make a follow up to ensure that everything is done according to the plan. Al-Zawahiri is the brains behind the group. He is decisive and mostly takes a practical approach to issues,


These two leaders both exhibit a charismatic leadership style. Agreeing to join their two movements into one solid base that would adequately act as their core strength in their unity against one common enemy depicts their boldness and courage to fight the United States. This ability to fully direct hatred towards a single enemy is a powerful tool in the rallying together of a multitude of people who make an easy connection between their beliefs and causes. However, both bin Laden and al-Zawahiri have taken issue with other parties in the course of their leadership careers, but have still managed to maintain their core focus on fighting the major enemy (Counter Extremism Project, 2018). Bin Laden was known to be an active critic of the Saudi royal administration, often belittling their legitimacy over the cities of Medina and Mecca, a stance that escalated to a diplomatic row which ended in bin Laden’s citizenship being revoked by Saudi Arabia. The same is seen with al-Zawahiri’s, who differed publicly with ISIS, another extremist organization in 2014.


The two leaders utilized a persuasive leadership style to appeal to Muslim followers, vehemently claiming that their blood had been aimlessly lost in Palestine and Iraq, with oppression, inequality, and injustice being meted over them by the Israeli-linked Zionist-Crusader movement. They continuously highlighted the numerous atrocities that had been committed in regions of the world that had the majority population of Muslims, such as Burma, Assam, Tajikistan, Kashmir, Chechnya, Somalia, Bosnia-Herzegovina and the Philippines (Gohel, 2018). These sentiments indeed echoed in an increasing number of radical-minded Muslims who sympathized with the message from al-Qaeda, and in many such locations, cells of organized radicals assembled and thus leading to an exploding global membership of the group. In the years that follow the exit of bin Laden from the top leadership of the group, al-Zawahiri maintains the status of emir among many right-winged pro-Muslim organizations with expanded global operations.


Al-Shabaab, who runs its main operation from Somalia, on multiple occasions, has declared its unconditional support for and affiliation with the al-Zawahiri led al-Qaeda (Anderson & McKnight, 2015). This affiliated group has launched numerous terrorist operations in the Eastern Africa region, with immediate neighbor Kenya, who is regarded as a U.S. ally being their likely target. The concept of unifying Muslims around a universally accepted rallying call and creating strategic alliances with partners in a wide range of unlikely locations has proven effective in the overall existence and longevity of al-Qaeda. Before bin Laden was finally traced and killed, the U.S. had to carry out extremely laborious analyses as well as numerous undercover operations for them to establish the correct whereabouts of their prime suspect, a process that took them about ten years. This intricate security system can also be highly attributed to the extremely evasive character of al-Zawahiri. In the wake of his worldwide warrant of arrest issued against him, that has never been claimed since 2001, with unconfirmed reports pointing to his area of residence as being either Afghanistan or Pakistan (Counter Extremism Project, 2018).


Communication techniques


Regarding their communication techniques, bin Laden had always been a man who led his troops from the front, appearing in the groups broadcast messages usually clad in full military combat, and armed with an AK47, a move that deeply resonated with his extremist followers. During bin Laden reign on al-Qaeda, and the period of the group’s heightened activities in the wake of the September 9/11 U.S. bombings, bin Laden had made several broadcasts to the world, targeting various audiences including, his supporters, the broader Muslim community or directly towards the enemy (Sude, 2015). His business and management training skills also enabled him to maintain an international approach to the leadership of the organization, creating new partners and maintaining a relationship based on trust and a centralized system.


The role al-Zawahiri played in the organization, in addition to being the second in command and the designated successor to bin Laden, was the architect and mastermind behind the daily operations of the extremist group (Gohel, 2018). The soft-spoken, scholarly looking al-Zawahiri, who has been seldom seen in published media, is believed to have been responsible for overseeing the development of both tactical and operational procedures that yielded the 9/11 terrorist attacks in the United States.  Al-Zawahiri has also been regarded as many as a spiritual leader due to his knowledge and acute beliefs in Islam (Anderson & McKnight, 2015). Made up of religious clerics and Islamic scholars, the Islamic Studies Committee is the custodian of the organization’s official communication avenues, and which is believed to be headed by al-Zawahiri. This height of influence in religious actions and beliefs that al-Zawahiri casts, has given room to the decentralization of authority to regional leaders who are affiliated to al-Qaeda. Al-Qaeda affiliates throughout the world are in a position to organize and perform their operations independently, with an endorsement from al-Zawahiri seen as a justification for their varied activities.


 


 


Conclusion


The leadership and communication styles of terrorist groups and organization will usually play a significant role in determining the overall growth and longevity of the group. To gain the loyalty of member’s, al-Qaeda’s founders capitalized on their capabilities to evoke a shared hatred for one common enemy and set their sole focus to the ultimate destruction of this foe. The charismatic and networking expert, bin Laden was able to create a formidable central base of supporters and sympathizers, and using his business management training background, ensured the continuous working of regional operations. His partner al-Zawahiri was mostly concerned with developing tactical and operational programs while spearheading the dissemination of official information. The behind-the-scene attribute of al-Zawahiri can be linked to the long evasive nature of the group’s leader, while still being able to assert considerable influence in a much more decentralized leadership.


References


Anderson, D. M., & McKnight, J. (2015). Kenya at war: Al-Shabaab and its enemies in Eastern Africa. African Affairs. https://doi.org/10.1093/afraf/adu082


Counter Extremism Project. (2018). Ayman al-Zawahiri. Counter Extremism Project. https://www.counterextremism.com/extremists/ayman-al-zawahiri


Gohel, S. M. (2018). Sajjan M. Gohel Deciphering Ayman Al-Zawahiri and Al-Qaeda’s strategic and ideological imperatives Article (Published version) (Refereed) Research Notes Deciphering Ayman Al-Zawahiri and Al-Qaeda’s Strategic and Ideological Imperatives. Perspectives on Terrorism, 1, 54–67. http://eprints.lse.ac.uk/86743/1/Gohel_Deciphering Al-Qaeda_2018.pdf


Sude, B. (2015). Assessing Al-Qa’ida Central’s Resilience – Combating Terrorism Center at West Point. Combating Terrorism Center. https://ctc.usma.edu/assessing-al-qaida-centrals-resilience/


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Our essay writers are graduates with diplomas, bachelor, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college diploma. When assigning your order, we match the paper subject with the area of specialization of the writer.


Why choose our academic writing service?



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Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?


Whichever your reason is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.


Why Choose Our Academic Writing Service?



Plagiarism free papers
Timely delivery
Any deadline
Skilled, Experienced Native English Writers
Subject-relevant academic writer
Adherence to paper instructions
Ability to tackle bulk assignments
Reasonable prices
24/7 Customer Support
Get superb grades consistently

Online Academic Help With Different Subjects


Literature

Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.


Finance

Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.


Computer science

Computer science is a tough subject. Fortunately, our computer science experts are up to the match. No need to stress and have sleepless nights. Our academic writers will tackle all your computer science assignments and deliver them on time. Let us handle all your python, java, ruby, JavaScript, php , C+ assignments!


Psychology

While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.


Engineering

Engineering is quite a demanding subject. Students face a lot of pressure and barely have enough time to do what they love to do. Our academic writing service got you covered! Our engineering specialists follow the paper instructions and ensure timely delivery of the paper.


Nursing

In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.


Sociology

Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.


Business

We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!


Statistics

We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.


Law

Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.


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Categories of quality cost essay help 123: essay help 123

Cost of quality


Azadea group is one of the largest fashion and lifestyle retail companies in the Middle East. Currently the organization manages more than 5 brands having more than 100 employees.  With the advancement in technology every organization used the latest technology to develop quality and better products that will meet the needs of their customers. Azadea group is one of the best organizations that use the latest technologies to provide better lifestyle and fashion products to its customers in the Middle East and Africa. The cost of quality is a methodology that that helps organization to identify resources that will prevent poor quality of products.


Categories of quality cost


There are four different categories when it comes to quality and costs that can be used by an organization to capture its quality related costs. Some of these categories are:


Prevention cost- these are costs that are designed with activities that help an organization to prevent products of poor quality.


Appraisal cost- these are costs that are associated with undertakings that are designed to evaluate, inspect, audit, measure products delivered by an organization to assure conformance to quality requirement.


Internal failure costs-these are costs that are incurred by the organization before shipment when a product does not meet to conform to the quality specifications.


External failure-these are costs after shipment that an organization incurs when a product does not meet to conform to the quality shipment.


 
























 


Prevention costs


Azadea group uses prevention costs to ensure all products designed and produced accordingly to prevent poor quality in their products. The organization ensured all the products it produces are of high quality by having improvements in quality designs, manufacturing process, statistical process, quality engineering and providing more training to employees. Prevention costs helps to reduce errors in the production of the product and ensure all products are built in the right way the first time. In cost-avoidance prevention cost should be considered to be an investment.  An organization can eliminate all the wastes that are associated with non-conformance when the avoid non-conformance. Through prevention costs an organization ensures it produces the right product at first.  The following are some of the examples:





Prevention activities
 


Market research
Testing for new products and field evaluation


Iteration and prototype testing
 Analyzing and reviewing of a new product design


Design qualification testing
 


Equipment fixture design
Defect proofing


Evaluation of suppliers
Evaluation of new suppliers


Surveys capability of suppliers
Rating, quality planning, and reviews of suppliers.


Scorecard of supplier
Quality agreement of suppliers


Screening of all new employees
All new employees provided with education and training


Process control plan development
Maintenance of predictive equipment


Controlled storage
Evaluation of internal process capability


Quality planning
Providing quality training and education


Procedure writing
Quality data system implementation


Auditing of quality systems
Quality controls plan implementation


Quality improvement projects
Verification, qualification and validation of process



 


Appraisal cost


Azadea group uses appraisal cost to ensure all its products are produced right first time. Azadea group uses auditing, inspecting, evaluating of products to ensure they conform to quality requirements. The following activities are considered as appraisal activities in Azadea group.





Appraisal activities
 


Receiving inspections
source inspection


Audits of routine suppliers
Surveys of routine suppliers


Laboratory testing
 Setup inspection and testing equipment


In process testing
Inspection of finished goods


Inspection data review
Process control and monitoring


SPC and charts control
Test equipment maintenance and calibration


Measurements equipment costs
Costs of destructive testing materials



 


Internal failure costs


These are financial loss products and costs that are not built right at first time before they are delivered in the market to customers. The further along the failure of a product is discovered then the more expensive it is. It is therefore important for an organization to discover –failure early enough. The failure of the product can be detected by the customer externally or internally through appraisal. The following are activities involved in failure costs at Azadea group:





Internal failure activities
 


Scrap or sorting
Equipment tooling replacing and rebuilding


Re-processing
Rework because of design change


Handling extra material
Due to downtime lost equipment


Re testing
Toot cause investigation support cost


Material review board
Employee turnover


Corrective actions of suppliers
Internal corrective actions


Excess capacity needs
Downgraded raw materials


Extra material handling
Due to downtime lost equipment capacity



 


External failure


This is a cost that results after an organization fail to detect nonconformance hence shipping it to be detected by the customer.  This kind of failure happens when the appraisal process and the prevention costs fails to detect the error before shipment of the product to customer resulting to dissatisfaction by the customer.





External failure costs
 


Repair costs
Legal fee and product liability


Warranty costs
Investigation and customer complaints


Product service calls
Loss of goodwill and reputation


Customers rejects
Field service team overhead costs


Loss of customers and sales
Product recalls and market actions



 


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