In India, since the country’s inception, financial literacy played an important role towards contributing to overall growth and development of the economy. However, approximately 76% of the Indian population is still financially illiterate, among which people aged 35 and above have a better level of financial knowledge as compared to others; which itself is a worrying factor (Standard & Poors Financial Services LLC). Thus, it is obvious why such an emphasis is being made to increase the level of financial inclusion in India. For a developing nation, the people play an important factor in contributing to the economic growth, but if these people don’t possess the skills and knowledge to use the latest technology then it lessens the growth substantially.
This has led to the requirement of further reforms in the financial sector, which should begin by providing a crisp and clear definition of financial inclusion like “Expanding access to financial services such as payment services, savings products, insurance products and inflation-protected pensions” (CRISIL, June 2015). Another description of financial inclusion, which further elaborates on the above, is given by a committee headed by Dr C Rangarajan in 2008 as: “The process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost” (CRISIL, June 2015).
Apart from banks, organizations like Micro-Finance Institutions (MFI) and Self-Help Groups (SHGs) play an important role in providing necessary funds at a reasonable rate. MFI have wide existence in the semi-urban and rural sector, and have been tasked with the objective to provide finance to the under-privileged and improve the literacy conditions in rural areas. Moreover, due to the existence of third-party lenders which provide loans at exorbitant rates the SHGs came into being, which is initiative by the rural people
Downtown Toronto And Sale Industry cheap mba definition essay help
Modernized Organized Ordering
Modernized Organized Ordering (M.O.O) offers reliable, scalable, and cost effective devices that are designed to provide easier access to ordering food on the go. The company is located downtown Toronto, Ontario making us central to our customers.
Our vision is to be recognized as the premier company in the point-of-sale industry in providing advanced ordering processes, leading technology, best in class service, and flexible customization capability.
The current market in Toronto has more than 5,000 restaurants. This represents a significant market to begin our business with. Many restaurants in Toronto may not realize the cost efficiency that Point-of-Sale kiosks offer. Once a few restaurants see the advantages of such a product then the popularity of kiosks would increase in the Toronto area. Since kiosks have not caught on in Canada as a whole, the potential market beyond Toronto to a national scale is very promising as well. Our competitors IBM, Acrelec, and NCR are either based in Europe or United States. This means our company has a better opportunity to provide well established Canadian companies such as Tim Horton’s and Harvey’s with a quick and easy ordering process.
Investing into our company will be beneficial over the long-term. Our projected sales in the beginning will be slow as our main intentions is to focus on the smaller food chain restaurants in the Toronto area. As business starts to pick up, the pace on development and upgrading our devices to tailor to our customers’ needs will also increase. Our profitability will increase sufficiently by 20% and our work force will increase by 15% by the end of the 4th quarter. Furthermore, once we have perfected our devices for the needs of our customers, we will start to mass produce our units and sell them to larger corporate customers. As a result, our intentions will be to provide newer software
Era Llena De Innovación And Consumismo Excesivo De Las Personas argumentative essay help online: argumentative essay help online
La posmodernidad debemos comprenderla como una era llena de innovación, tecnología y avances así como un consumismo excesivo de las personas a muchas cosas.En la organización se ve reflejada la posmodernidad ya que estas deben estar produciendo productos y servicios novedosos para lograr alcanzar las ventas y beneficios deseados pro parte de la empresa, debido a que si ya no te actualizas como empresa empiezan a quedar obsoletos tus productos hasta un momento en el que ya no vendas más y es ahí cuando tienes que poner a tu alcance y el de tu fabrica nuevas tecnologías que logren un mejor desarrollo e innovación en tus productos.De igual forma la posmodernidad se podría decir que nos está consumiendo poco a poco a todos, a las organizaciones debido a que el capital humano que poseen lo desechan ya que suplantan a las personas por maquinas esto genera un gran desempleo, las tecnologías pueden ser perjudiciales en todos los ámbitos simplemente a todos nosotros el celular nos consume mayoría del tiempo en el día y que estamos haciendo? Que producimos? Que creamos?, nuestra mente está obsoleta en los medios tecnológicos, que la poca creatividad que tengamos se vuelve nula y no creamos por eso ya somos solo robots en esta sociedad.
La posmodernidad se basa en ser creativos en innovar en crecer e incorporar valores agregados a los productos y servicios para poder esta vigentes, y es bueno aplicar el conocimiento adquirido para crear nuevas cosas, por eso mismo las organizaciones tienen que tener una velocidad de respuesta hacia los consumidores para poder seguir establecidas y en crecimiento constante.Lograr un buen uso de la tecnología nos hace mejorar e impulsa a la expansión y desarrollo de distintos mercados tales como las empresas electrónicas y las que se desarrollan dentro del ámbito de las redes y loa tecnología, que es la organización del futuro.
Fingerprint Evidence And Plain Arch essay help site:edu
Fingerprint Evidence – What Is Evidence?
What is evidence? Well this answer changes for every different crime scene. Every crime scene has evidence and something is always left behind at the scene. According to Adams (2004), one of the best forms of identification evidence when available is fingerprints. Fingerprints are perhaps the most widely recognized instrument in investigations (Adams, 2004). It is also widely recognized and popular to every citizen from all the CSI related television shows and movies. Fingerprinting has served all governments worldwide during the past 100 years to provide accurate identification of criminals. Fingerprinting is an example of nature clashing with technology. When the human finger touches a surface it leaves behind a combination of natural oils, sweat, and other contaminants which the finger has come in contact with, in the form of the ridges of their skin (Fisher, 2000). These ridges are one of a kind to every person, and are permanent from birth to death unless something happens to a persons fingers. In this paper I would like to address information on fingerprints, techniques and processing of this type of evidence.
There are a few different types of fingerprints and impressions. An inked fingerprint is when a person gets ink applied to their fingers and then makes an impression on a fingerprint card (Adams, 2004). Inked fingerprints can be used to rule out innocent persons and victims whose prints were found at the crime scene these prints are called elimination prints.
There are latent fingerprints, which you cannot see with the naked eye without the right tools used. The latent prints are formed from contaminants such as skin oils being left behind on something or someone. Newton (2006) states that temperatures above 86 degrees Fahrenheit could damage latent fingerprints and temperatures below freezing should be warmed up before attempting to do any development. Patent prints are visible to the human eye without any kind of adjustments. Patent prints are formed from transferring a material from the finger to another surface. Patent prints are also formed by impressions in a soft surface like wet paint. Plastic prints are three dimensional formed from the impression into soft surfaces like putty.
Each finger has a different pattern. There can be a combination of loops, ridges, and whorls.
Newton (2006) states the following statistics about fingerprints:
“Radial and ulnar loops are the most typical fingerprint making up around 65% of prints. 25 to 35 percent of prints are classified as double loop whorl, central pocket whorl, and plain whorl prints. Plain arch, radial arch, ulnar arch, and tented arch only make up about five percent of prints.” The patterns can be compared to those found at crime scenes and to databases such as AFIS, which is the Automated Fingerprint Identification System. Either manually
Characters Logan Killicks And Tea Cake essay help app: essay help app
The Images of Black Men in Zora Neale Hurstons Their Eyes Were Watching God
The characters Logan Killicks, Jody (Joe) Starks, and Tea Cake have their own perspective towards Janie and the story explains why these men ever got involved with her in the first place. Janie, the main protagonist, goes through three major periods in her life that corresponds to her three different marriages. Logan Killicks, Janie’s first husband, is physically unattractive and in the relationship he has with Janie, he is shown as controlling. He wants a domestic helper rather than a lover or partner. So, he tries to force her to help him with the hard labor of the farm. Jody (Joe) Starks is physically attractive, but his ideal of a model woman makes him controlling in his relationship with Janie. He wants the image of his perfect wife to reinforce his powerful position in town. He asks Janie to run the store but forbids her from participating in the substantial social that occurs on the store’s front porch. Tea Cake is physically attractive and free spirited, which enables him to have equality in relationship with Janie. However, at first there was controlling through jealousy in their relationship because Tea Cake sees her as an object to be possessed. But because of Tea Cake’s open mindedness he is able to change and make adjustments. Logan Killicks, Jody (Joe) Starks, and Tea Cake, can be all tied together by their similarities, but in most cases they are very different. Through the characters Logan Killick, Jody (Joe) Starks, and Tea Cake, Hurston portrays the image of black men in the novel as being men who are similar by wanting control over their women, but in most cases they are very different.
Logan Killicks is Janie’s first husband. He is old and ugly which is in contrast to Janie’s youthful beauty. Janie resents him for his uneven face and for lacking the manners to wash his feet before coming to bed. In this case the reader could see Janie representing beauty and Logan representing everything ugly there is when it comes to all of
Henry Reeds Speech And Graduation Ceremony essay help for free: essay help for free
Cars and Literature
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It wasnt until her, her family, and friend Bailey were walking up the hill to the school, when she started to feel the pressure of the moment. At the graduation ceremony everything was going smooth, until the principals speech left her in doubt of bad news coming. She was right, moments later two white gentlemen took over the stage and the speakers post. The man speaking was Mr. Eduard Donleavy, who was running for election and took the graduation ceremony as a great opportunity for him to introduce his plans for the future. The author described his speech as ignorant, self-centered, and humiliating. Suddenly her dream of having a wonderful graduation disappeared. The ceremony turned to a nightmare of forced listening to a speech full of statements that she believed and hoped were avoidable. The speaker, in less obvious way, talked about the Negroes, how they are meant to be farmers, maids, handymen, and washerwomen, and no matter what education they get, that is the prewritten destiny. She started believing that she is not strong enough to run against the wall. His speech has finally come to an end. He left the room with the same confidence as he has entered. The author, the graduates, as well as the rest of the audience who were black, were left with mixed thoughts but mostly full of hate and humiliation.
The time for Henry Reeds speech has come. Henry was author best friend from school. As the class valedictorian, he and his teacher prepared a speech called “To Be or Not To Be”. But Henry, while being just a child, was already well educated and mentally grown up young man. So instead of making his speech for the audience, he turned his face to the graduates and started to sing the Negro National Anthem. Soon all the graduates joined him, as well as most of the audience. For the author it was a great moment, a come back from the darkness. She felt the spirit in the room; she felt that no matter what people tell her to do; she could make a difference. She realizes that the life is bigger than just the school community; she identified herself as a member of a bigger community, the Negro race. At last, she felt great about herself again.
Person Of Great Strength And Essay Achilles computer science essay help
Achilles: A Hero No More
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ACHILLES: A HERO NO MORE
In the introduction of the Essential Illiad given by Sheila Murnaghan, Achilles is labeled as “the greatest of the Greek heroes”. In classic mythology a hero is a person of great strength and courage celebrated for bold exploits and is often the offspring of a mortal and a god. Achilles was the greatest fighter among the Greeks or Trojans and feared no man in battle. He was also the offspring of a mortal and a god so by classic mythology definition, Achilles was indeed a hero. A hero is defined by the present day Websters Dictionary as: “one who inspires through manners and actions; an individual who leads through personal example and accomplishments requiring bravery, skill, determination, and other admirable qualities.” Achilles, in no manner, fits this definition. By contemporary standards, he is instead a pathetic villain. Aside from being a kidnapper, rapist and murderer, Achilles proves to be emotionally weak, selfish, and malicious. Many times throughout the Illiad, Achilles is also referred to as “godlike”. The gods of Greek mythology were subject to the same emotions and character flaws as humans, and though privileged to some foresight, the gods had similar mental capacities as humans. What really set the gods apart were their powers (controlling the elements, changing their appearance, etc.), great strength, and immortality. Because of his great strength and apparent invincibility, it is easy to see why Achilles would be called “godlike”. In the context, such a reference applies to physical stature and not character. In the Judeo-Christian world, God is all knowing, all powerful, and nothing short of perfect. To a Christian, “godlike” would imply perfection of character and would have nothing to do with ones physical stature, and therefore would not apply to Achilles.
Achilles was beyond emotionally weak. He was a whiner, he had a famous temper, he was spiteful, ungrateful, greedy, unreasonable, selfish, arrogant, and disrespectful. During the initial confrontation with Agamemnon, Achilles slams the sacred golden scepter to the ground and just before doing so, refers to himself as the “best Greek of all”. At many other times in the story, Achilles calls himself the “greatest” or the “best” and he never takes advice from the elders or his dearest friends. This shows just how arrogant and disrespectful he really was. At the beginning of the story, Agamemnon takes Briseis from Achilles and not until book 18 does he finally stop crying about it. During that entire time, Achilles’ justification for wallowing in self-pity is that he has been “dishonored”. This argument becomes null and void when Agamemnon offers lavish compensation for the affront. In addition to returning Briseis, Agamemnon offers Achilles seven unfired tripods, ten gold bars, twenty burnished cauldrons, a dozen horses, seven beautiful women from Lesbos, twenty Trojan women, his daughters’ hand in marriage along with a rich dowry, and the ownership of seven populous cities. Any reasonable person would have taken the offer but not prideful, bitter Achilles. Instead he continues on with the same old rhetoric and refuses to fight. As if standing idly by while his countrymen were being killed was not enough, Achilles has his mother call in a favor to Zeus asking him to help the Trojans so that even more Greeks would die during his absence. Not only did he abandon his comrades, he actually prayed for them to die because his pride had been hurt.
In addition to the previously mentioned character
Personality Style And Main Reasons compare and contrast essay help: compare and contrast essay help
Acts of Bravery
Acts of Bravery
For my third essay, I choose to write about chapter 10 titled dream. When I read through this chapter, I really felt comfortable with my major, and it let me find out a few things about my personality style. When I refereed back to chapter 3 to do the personality inventory, my final results really described my personality. My personality types were visual/spatial and body/ kinesthetic. One of the main reasons why I choose to be a history teacher, is because I love to observe maps and learn about natural regions. Also I am very fascinated by ancient civilizations and the way things have played out in our history. Visual spatial also says that I would know my way through my house, which is true. Body/kinesthetic is learning through body sensation, moving around a lot, enjoying work involving the hands, and is graced with some athletic ability. I myself am very good with my hands, I love to build things with tools. If teaching doesn’t work out for me, my safety net is Carpentry. I have build many things around my house, such as 2 beverage bars, a fireplace mantle, I remodeled the basement, installed many decorative molding, and I build a tool shed from scratch. I move around somewhat, and the only sports I feel I am graced with is baseball and tennis.
Besides learning my personality styles, this chapter asked me a lot of questions about
Gas Industry Operation And Petroleum Products essay help tips
Oil and Gas Industry Operation and Markets
Oil and Gas industry operation and markets1. And this course is about one of the largest and most economically important industries in the world, the oil and gas industry. The scope of the oil and gas industry is huge. It not only includes businesses that explore for, produce, refine, transport, and sell oil and gas, but also a multitude of service companies that support these activities and transactions2. The economic importance of the oil and gas industry is even more vast than its scope. Changes in the price of natural gas, crude oil, and petroleum products affect not only fuel prices, but electricity prices, food prices, prices of all sorts of manufactured goods. And thus job markets, international balances of trade, and nations gross domestic products. 3. I hope youll join me in learning about this industry which is so vital to the operation of modern society. You need to know more about the oil and gas industry if you are seeking a job, or have a job, in the energy industry, or a decision maker whose business or policy decisions are affected by the industry or simply want to be an informed citizen. You also need to know more about the oil and gas industry if you work in national security, in financial markets, or in international development and relations. 4. Finally, if you study economics, business, geography, public policy, environmental sciences, or one of many more disciplines that pertain to human activities, this course is also of value. The course will explore the two major components of the oil and gas industry. Operations and markets. In the operations module, you will learn about the core activities that the industry executes to bring natural gas and petroleum products to market. We will look at the the exploration and production of oil and gas, the processing and refining of the oil and gas into useable fuels and other valuable commodities, and finally the transport of oil, gas and petroleum products from wells, to refineries, to retail outlets. 5. In the second module, the course shifts to the markets that drive oil and gas industry operations. You will learn about the various costs of the core oil and gas industry activities, the factors that determine the prices that oil, gas and petroleum products sell for, and the effect that the amount of oil and gas remaining in the ground has on the future viability of individual companies to the industry as a whole. So thats the course in a nutshell. Throughout the course, your knowledge will be tested, but you will also have the opportunity to contribute to one or more research projects focusing on industry activities, oil and gas prices, and worldwide markets. We have an international audience and experts in many different fields. So please take the opportunity to learn from each other. Lets get started.
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