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Time Management Schedule And Time Right Essay Help Tips

Time Management

Time Management

COL 112

Ive had organizers over the years and I always say Im going to follow a plan but most times I come up short. I get over using it rather quickly. So actually dedicating myself to a time management schedule was going to be very hard for me. They say one small step at a time right?


So I started with week two following closely. Ive notice that my day seems more structured. I know in advance whats on my to do list. Im usually good with remembering meeting and the time to attend but it helps just in case for those times where I do forget. I have more study time because its planned out in advance and this is a major plus.


I noticed after a few hours how smoothly my day was going because I knew the layout of the day ahead. Following the schedule actually seem to add more time to my day. It also was the fact that, just as I stated before, the day was adequately structured allowing me to accomplish more things. The schedule gave me more time to study when followed. It added exercise to my schedule which I could hardly fit in. Actually, putting events on my schedule made me more likely to carry out what I penned in to do.


The first couple of day went okay but unexpected


Time Value And Value Of The Money Today college essay help online: college essay help online

Time Value of Money

Essay title: Time Value of Money

Time Value of Money

The first step in understanding the relationship between the value of the money today and the value of money in the future is one must look at how money is invested. One must also monitor how the money will grow over a time based on the investment made. The conclusion based on the investment made will allow one to answer the following question. How much should be invested today to produce a specified future sum of money in the future?


The time value of money (TVM) is the process when money is calculated in the present or future (wikipedia). TVM is based on the assertion that one will prefer to receive a certain amount of money today than the same amount in the future. As a result, when one deposits money in a bank account, one earns interest. Todays earned money has more value than the money that one would earn in the future because of the interest that can build up over time. For example, if $90 today will accumulate to $100 a year from now, then the present value of $100 to be received one year from now is $90.


TVM allows the calculation of present value and future value of money. Present value and future value are different. Both have disadvantages and advantages; depending on how they are used. Of course, present value is what he or she has at this present time. While future value is the amount of money he or she will have at a given time in the future. Furthermore, a bond is composed of two types of payments, annuity and a lump sum return. As a result, when the bond matures one is eligible to receive future payment. Money is believed to be worth more now than in the future. The once a year annuity payment is considered the interest earned for that particular year. Therefore, one must decide if the annuity is going to be paid at the beginning or the end of the year.


Interest rate is the “rent” paid to borrow money (wikipedia). The interest rate earned over a period of time from the principle. Compounded interest is the interest added to the original principle (wikipedia). Due to daily fluctuation of interest rates in the method used, one can lose a great deal of money if the money is not invested wisely. Most people, if asked, would choose to receive $10,000 now rather than later. Any rational person would not defer payment into the future when he or she could have the same amount of money now. At the basic level, the time value of money demonstrates that it is better to have money now rather than later. Although the amount is the same, much more can be done with the money now. Over time, it can earn more interest. The more often interest are compounded, the faster the principle will mature.


Opportunity cost is the value of something in term of a chance


Time Value And Individuals Best Friend college essay help service

Time Value of Money

Time Value of Money

Time Value of Money

An individuals best friend owes him $600 dollars, and asks if he can pay the individual back in six monthly installments of $100 dollars, is this a good way to be paid? This decision is a good example of the concept of the Time Value of Money or TVM. Time value of money is the concept that “a dollar that you have today is worth more than the promise or expectation that you will receive a dollar in the future” (Getobjects, 2002). Factors that might affect TVM like compound interest, present value, future value, opportunity costs, annuities, and the rule of 72 are important to understand when planning your financial future.


Interest can be defined as either a fee that is charged by a lender for borrowed money or as a return upon an investment (Investorwords, 2007). Compounded interest occurs when an investment returns interest upon the initial investment and the interest accrued every period since the initial investment was made (Econedlink, 2007). The initial investment is often referred to as the present value.


Present value is how much money a future payout on an investment is worth today, or at the time of the initial investment (Henderson, 2002). If after one year an individual receives 1000 dollars off an investment that had a 8 % interest rate then that amount he initially invested $1000/1.08 = $925.92. Due to the time value of money the present value is expected to be lower than the future value and will be worth less the longer an individual has to wait to receive the future payment (Getobjects, 2002). The $925.92 initially invested would be referred to as the present value, and the $1000 dollars that was received at the end of the period would be referred to as the future value.


Future value is the amount of money a particular investment will be worth given a certain period of time (Econedlink, 2007). Suppose an individual wanted to know the future amount of money he would have after depositing $600 dollars in an account paying 6 % interest and not touching it for a year. The future value of the money invested would be 600*1.06 = $636 dollars. Due to the time value of money the future value of the initial investment is expected to be greater, and the difference depends upon the number of compounding periods and the interest rate being used (Getobjects, 2002).


Another concept tied to time value of money is opportunity costs. The opportunity cost of a decision is not just the financial investment, but also your time and the costs of whatever your alternatives might have been. If an individual has the choice of going to the zoo or to a museum and decides on the zoo; his opportunity cost is not only the price of admission to the zoo, but also what you lost by not going to the museum. This is important because if an individual chooses to allow his friend to pay a debt back over time the opportunity costs of lost interest might on an investment that could have been made with the bulk sum might be more than the individual wanted (Econedlink, 2007).


Annuities are payments that are made at equally spaced intervals until a certain amount has been reached (Brealey, Myers & Marcus,


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Time Value of Money

Essay title: Time Value of Money

Time Value of Money

Introduction

This paper is going to discuss key components of the time value of money (TVM) and identify some financial applications to commercial banks, credit card financial service companies, insurance companies, state government lotteries, and retirement plan financial service providers.


Time Value of Money

The Time Value of Money is “the idea that a dollar now is worth more than a dollar in the future, even after adjusting for inflation, because a dollar now can earn interest or other appreciation until the time the dollar in the future would be received,” (InvestorWords.com). The time value of money has many calculations. These calculations are future value of a single amount, present value of a single amount, future value of an annuity, present value of an annuity, annuity equaling a future value, annuity equaling a present value, determining the yield on an investment, less than annual compounding periods, and patterns of payment-deferred annuity.


Commercial Banks

Banks cannot operate without using the TVM. Commercial banks make business loans, accept deposits, and offer savings and checking accounts. Banks offer their customers accounts with a high interest rate to draw them in. The more customers the bank has, the more money they can make from them.


Credit Card Financial Service Companies

With credit card companies, they charge their customers whenever they have a balance. These credit card companies offer high credit limits to draw in their “victims”. Once the consumer is drawn in, making many charges on their account, they cannot make their full payment. When they cannot make their full payment, the credit card company charges them a finance charge and, simply put, makes money when the consumer is unable to afford to pay for their full balance.


Insurance Companies

Insurance companies are a prime example of TVM. With auto insurance companies, consumers spend money to make sure their car is safe. The insurance companies take the consumer’s money and invest it to increase their profits. The more customers the insurance companies have, the more they invest. Since the insurance companies know that not everyone will get into an accident or get sick, they can “bank” on the money they receive from their customers.


State Governments – Lotteries

Lotteries


Marijuana Question And Legalization Of Marijuana law essay help

Tim to Decriminalize

Essay title: Tim to Decriminalize

Lately it seems that drug policy and the war on drugs has been in the headlines quite a lot. It is becoming increasingly apparent that the policies that the United States government takes against illegal drugs are coming into question. The mainstream media is catching on to the message of organizations and individuals who have long been considered liberal “Counter Culture” supporters. The marijuana question seems to be the most prevalent and pressed of the drugs and issues that are currently being addressed. The messages of these organizations and individuals include everything from legalization of marijuana for medical purposes, to full-unrestricted legalization of the drug. Of course, the status quo of vote seeking politicians and conservative policy makers has put up a strong resistance to this “new” reform lobby. The reasons for the resistance to the changes in drug policies are multiple and complex. The issues of marijuanas possible negative effects, its use as a medical remedy, the criminality of distribution and usage, and the disparity in the enforcement of current drug laws have all been brought to a head and must be addressed in the near future. It is apparent that it would be irresponsible and wrong for the government to not evaluate its current general drug policies and perhaps most important, their marijuana policy. With the facts of racial disparity in punishment, detrimental effects, fiscal strain and most importantly, the history of the drug, the government most certainly must come to the conclusion that they must, at the very least, decriminalize marijuana use and quite probably fully legalize it.


The history of marijuana in North America is integral in understanding the reasons it is now illegal and how todays policies have evolved. It is important to look to the past and see factors leading to the outlawing and criminalization of marijuana-especially the stages of misinformation, silence, and the imposition of zero tolerance or severe penalties for such victimless crimes -before looking at the effectiveness and future of these policies. While marijuana was not actually outlawed until the Marijuana Tax Act of 1937 it was a part of the country and society since before the arrival of its current transplanted inhabitants. Hemp is the name of a species of Cannabis that has been used throughout history for many things including rope, clothing, medicine, oils and other such novelties. Marijuana and hemp are both of the species Cannabis Sativa and occur naturally along with a score of other variations of the plant. Marijuana is simply a form of hemp that is higher in delta-9- tetrahydrocannabinol (THC), marijuanas naturally occurring psychoactive chemical. Today we hear many nicknames for marijuana including: weed, pot, budda, grass, and bud to name a few. Marijuana has long been used by the indigenous peoples of North and South America for many things, from medical to religious purposes. Of course a select few Europeans exploited narcotics and different types of marijuana. However, in Europe it was not a widespread phenomenon, and neither was it from the time of colonization or even industrialization in America. It was not until the era of the 19th amendment to the U.S. constitution, known as prohibition, that marijuana became a widely used substance in the U.S..


A large part of the original fear and misrepresentation of marijuana was due to ethnic and racial concerns, especially in the southeastern United States. Immigrant populations moving from Mexico into the U.S. and some other groups such as Jamaicans and other West Indian transplants from the slave trade were introducing the weed into the population of the U.S. as a recreational drug much like Alcohol or Tobacco. It was a xenophobic reaction to this seemingly alien population and their customs and actions that spawned an early backlash against the drug. In 1937 the federal government created the Marijuana Tax Act, effectively making the sale and possession of the plant illegal. During this early period of a prohibitive stance on marihuana no research was conducted into the effect of the weed and any possible detrimental effects that it could have. Yet due to the government and society wide ignorance of pot and its true characteristics-largely due to an ethnocentric refusal to accept the views of the native and traditional cultures of the continent-weed was assumed by the government and media and consequently society to be a narcotic that caused psychological dependence and led to violent crime and insanity. The first of three general strategies or trends used to fight marijuana in U.S. society was silence and denial. As a consequence of this, discussion of the subject was prohibited in public schools during the 1930s. The Motion Picture Association of America


Cold War And Union Of Soviet Socialists Republics custom essay help

Cold War

Join now to read essay Cold War

The Cold War is the term used to describe the intense rivalry between the United States and its allies and the Union of Soviet Socialists Republics and its allies. The Soviet Union and its allies were refereed to as the Eastern Bloc and the United States and its allies were referred to as the Western Bloc. The Cold War period lasted from the mid-1940’s until the late 1980’s. During this period international politics were shaped by this intense rivalry between this two great blocs of power and the political ideologies they represented. The United States and its allies represented democracy and capitalism while the Soviet Union and its allies represented communism. The Cold War was truly a global conflict more so than either of the century’s two world wars. (1) The cold war was also the first total war between economic and social systems, an industrial test to destruction. Even though the Cold War Began just after World War II, some of its roots reach back as far as the nineteenth century. Its neighbors have long feared Russia; the giant among the countries in Europe, even when they were allied Russia against a common enemy. This fear Cropped up immediately after Russia, Britain, and other European nations defeated the French Emperor Napoleon in 1812. (2) In 1853 Britain, France and several other European nations went to war with Russia from keeping Russia from expanding into the Middle East. Britain, in fact, took a great deal of its energy during the nineteenth century trying to limit Russian power. (3) By the early twentieth century the United States was also concerned with Russia’s power. Although the United States tried to keep out of European disputes, American leaders were concerned about Russia becoming to powerful. They worried that if any nation became powerful enough to dominate the European continent, it would be a threat to the well being of the United States. (4) In the midst of World War I a new element was added to the European and American fear of Russia. In November of 1917 a radical Marxist called the Bolsheviks seized power in Russia overthrowing a democratic government. The United States strongly opposed the Bolshevik regime. The United States was angry that the Bolsheviks pulled Russia out of the War against Germany (WW I), and that it intended to spread its revolution to other countries. (5) During World War II Soviet leader Joseph Stalin reached an agreement with Hitler in which the two countries promised not to attack each other during the war. The Nazi-Soviet pack allowed Hitler to invade Poland and then fight France and Britain without having to worry about the powerful Soviet army. (6) A surprise attack by the Germans on the Soviet Union on June 1941 ended the Nazi-Soviet pact. This drove the Soviet Union to join the allies, but they found no love in the hearts of the United States and Britain. It was only Germany’s might and murder policies that held the Grand Alliance together. (7) As the tide turned in favor of the Allies in the eastern theater, the side where the Soviet Union was fighting on, the soviets army was pushing into several Eastern European countries which were formerly allied or controlled by Germany. As the soviets controlled


People Of This Nature And People my assignment essay help london: my assignment essay help london

Join now to read essay Yes

Movies

Many people go to the movies. The movies are an escape into a fantasy world. Everyone has a different preference on what kind of movie is the best. Romance, horror, action, and comedy are different types of movies. The kind of movie someone goes to see can give clues to what kind of person they are.


People who prefer horror films obviously like to be grossed out or like to be frightened. The horror fans probably tend to enjoy suspense and anxiety. One might suspect these people love to go on frightening roller coaster rides or do other things that would cause suspense and anxiousness. People of this nature might enjoy things that most people would not, considering the amount of gore produced in many horror films. For example, some people watch surgeries on TV. These shows contain blood and things disturbing to others. It would make sense to say that the person who has no problem with the gore in the movies could probably watch and enjoy a surgery on TV.


Comedy, most people enjoy going to the movies and laughing. Although most people do enjoy a comedy here and there, some people try to be like the characters in them. These people love to laugh and try to make others laugh whenever possible. Sometimes this is a good thing and one would not mind being around them because they are actually funny. Nevertheless, some of them are down right annoying. If someone tells them they are annoying then that just means to them that they have to try harder to get people to laugh. People who love comedy always seem to love going out and having fun with their life. These types of people rarely get mad either.


People who enjoy going out and living up life probably watch action adventure


Sample Mean And Student Body Of University Of Wisconsin 40,858Sample writing an essay help

Business Statistics Pre Assignment

Business Statistics Pre Assignment1.4         Chapter 1 A. population – full time first year students         B. sample – 2,821 full time first year studentsC. parameter – 3727 studentsD. average hours spent studying 4.6 hoursA.  Population – Student body of university of Wisconsin 40,858Sample – 100 Wisconsin studentsB. no, that means that only means of a representative sample of the university of Wisconsin study body population, 29% of the sampled students responded “zero”, not the entire student body.C. Sample statistic2.6        Chapter 2        1)        A.  continuous quantitative                    B.  discrete quantitative


C. Qualitative                 D. Discrete quantitative         2)         A. sample mean = 0                B. sample media = 9                C. range = 8                D. sample standard deviation = 2.21                E. z-score of 5 is -1.81 and it is not an outlier                F. 95% rule means it is between 4.6 and 13.4[pic 1]                G.         3.5         Chapter 3Scenario 1 – Experimental Scenario 2 – Observational A. Treatments – the 3 types of feed (A,B,C) distributedB. Experimental Units – feed was given to 12 pens, so pens are the experimental units with 3 pigs in each pen


Usefulness Of The Employees And Plant Manager essay help us: essay help us

Ws 2 – Analysis of the Goal Chapters 6-10 – Operations Management

WS 2 Analysis of The Goal Chapters 6-10

June 13, 2010

Operations Management

The manger of the production plant starts to second guess the production of his departments and the usefulness of the employees. The plant manager begins to seek out a valuable resource who reminds him of the simple basics of business which include throughput, sales and inventory. The plant manager began to apply these simple measurements in making money and realizes that since the implementation of robotic resource inventory has increased, sales have not increased and there has been an increase in overdue shipments.


The plant manager has begins to refocus his thinking with employees actions by simple evaluations of walking past employees who are not gainfully employed and wondering why these employees are not working on something versus in the past the plant manager would have continued on without making a fuss. An employee’s day should be well managed by the foreman or immediate supervisor. There are several methods utilized in the workplace to keep employees busy with training, production work, or cross leveling resources to improve the organization efficiency. The practice of continuing to improve a employees self worth by reading shop manuals or learning the latest safety information can make an employee feel valuable and it will improve the effectiveness of the organization.


There are several instances in which the plant supervisor states “I you can’t keep them working, I’ll find a department that can…” (Eliyahu, 2010, p. 42). There will be times when department will be slow due to shifts in workloads and resources. The managers of each department should have a viable communication chain in which excess manpower can be requested and submitted when work is slow due to unforeseen circumstances. A daily planning meeting can be used to sort out excess resources for planned slowed production times. These employees can pick up new skills by assisting other employees in performing their duties. Employees who gain enough on the job training can become certified in new skills and become a valuable asset to the organization. One other method of utilizing underworked staff is to assign additional duties such as a peer trainer or safety officer so that when time become slow the employee can focus on these set of duties.


The plant shift and department supervisors did not seem to have a clear picture of how every department fits in to the big strategic picture, the departments focused only on their piece of the goal. Training managers collectively can help each manager identify overall plan weaknesses and may empower them to refocus from


High School Students And Times Change college admission essay help houston tx: college admission essay help houston tx

Times Change and We Change with Them

Join now to read essay Times Change and We Change with Them

“Time and Us”

“Tempora mutantur, nos et mutamur in illis” is a Latin quote which means “times change, and we change with them.” This quote may be true in some situations such as fashion, but for the most part is not. Things such as trends and word “lingo” are expected to change, and they do. Other things such as people’s behavior and actions seem not to change as much. High school students for example, still act the same way they have for who knows how long.


High school is a perfect example for “times change, and we change with them.” If you were to look back at a group of teenagers back when your parents were in school, they would very much resemble teenagers today. They would make the same mistakes, break the same rules, and even act the same as we do today. Adults may say they never saw anyone doing drugs or never heard of anyone having sex at their age, and they use it against all teenagers today, when the


Communication Skills And Writing Skills assignment help sydney

Tips for New Supervisors

Essay title: Tips for New Supervisors

Introduction

When being promoted to a supervisor many questions will arise. So to help out our new supervisors we have assembled a collection of best practices from our most tenured supervisor. Included in this collection are tips about communication skills, orientation and training, improving team productivity, conducting appraisals, handling conflict and final employee relations. This guide will help lay the ground work for you to be successful and create your own best practices which will help you build a winning team.


Demonstrate Effective Communication Skills

When it comes to being able to communicate effectively one of the most important skills as a supervisor is your ability to produce quality written communications. By being able to write quality communications you will be able to set yourself apart from a large portion of the eligible work force across the nation. This is according to a study by The Conference Board released on Oct 2, 2006 stating that companies are reporting 72% of high school graduates are deficient in writing skills, they are also reporting this problem among 2-year and 4-year college graduates. By improving this communication skill you will be able to create more impactful letters, and memos and presentations. (2006)


Not only are good writing skills important for getting you point across, but it also helps you keep or maintain you professionalism. Al Boulden former sales executive of Sealy said he has seen misspelled words on documents from high-level people and this then puts them in a hole they have to dig out. (Perry 2007) You dont want to be in that hole yourself so that is why your writing skills are important.


To complement your writing skills you will want to make sure you have good verbal skills as well. Why you ask. Well that is due in part to the fact that research found in how to be a good communicator (2005) shows that 42% of employees feel that their employer is a poor communicator.(4) As a new supervisor you dont want to fall in to this category of employees feeling you are a poor communicator. There are a few tips that can help you improve your verbal communications. The first is making sure you use the correct language for the audience. You really dont want to use terms or acronyms that your listeners wont understand. (4) You can lose credibility if you speak over the head of your audience.


The second piece of advice I would give you when speaking in public is that whenever possible have your speak prepared in advance. After it is prepared it would be a good idea is to have another person review


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Timing Is Everything in Life. from the Movie “in Good Company”

Essay title: Timing Is Everything in Life. from the Movie “in Good Company”

Timing is everything in life. From the Movie “In Good Company”

I picked this quote because I believe that “timing is everything.” Its all about being in the right place at the right time, kind of like perfect timing. Endless possibility can happen to you, if you have this “perfect timing.” Who knows, if you are an inspiring actor and happens to bump into a famous director or actor and right then and there your connection happens, due to being in the right place at the right time. Timing can also deal with saving lives for instance, if you are traveling home from work one day and come across someone that flip their car, or some other freak accident, you would save their life, or at least their day.


Timing has played an important role in my life, in good cases and bad cases. At the age of two and a half, my oldest brother sent my other brother to go get knife to open a box that he had just received at the time. My brother, the one sent to retrieve the knife, started walking back to the other room holding the knife incorrectly, holding it by the handle around his hip with it pointing outward. This brother was around eight and half, nineish at the time. While this was taking place I was doing what every other two and half year old would be doing, that is running around the house. Here comes the timing, as I was rounding a corner, my brother just so happened to at the same time, with the knife in hand. Wham, Bam, Thank You Mam! I run into the knife that my brother was holding, the knife briefly enters my left eye just for a split second. According to my parents, my brother went absolutely nuts, screaming that he stabbed me in the eye, and at the time they didnt believe him since there was no wound of any kind apparent. Then in time my eye started to bleed from the center and my parents rushed me to the hospital. And since then I have been blind in my left eye. That was the bad case if you didnt clue in. Now for the lighter side of my life, when I was five I stayed with my baby sitter most nights of the week, she was and still is like a second mother


Real People Person And High School Years college application essay help online

Time of My Life

Time of My Life

THE TIME OF MY LIFE

By: Karen J. Biscuiti

I was supposed to be having the time of my life during my High School years. I started out in the Newtown Annex. I had many friends there, I also had a great schedule, from 12:00 until 4:00 PM, and it was great! You get to sleep late and not have to worry about being late to school. I knew many people; I am a real people person. Some of the people I met there I am still friends with like Kirsy, Jose, Joanna, and many more. I was only in Newtown for my freshman year then they told us that we had a choice, stay with Newtown or we would be able to stay in the annex for a new high school called “High School for Arts and Business”. So I decided to stay with Arts and Business. I thought it would be great, an art school, thats what I want to major in. So I stayed. Back then I did so well in school, I thought I could get a scholarship to my first choice, a college for art. I met so many new friends in Arts and Business, including teachers like Mrs. Contoveros, Mr. Drakes, and the principal who would do anything to help us. The teachers here made me feel at home and helped me through the hard times, and they shared the good times as well. They made an impact on my life and I will never forget them. The other students couldnt have been any nicer to me. For me being one out of a couple of white kids in the school I got along with everyone. The people I became close with have many different characteristics and personalities. For example, Veronica Galindo, she has a great personality and she always listened to my problems and she is one of the best dancers I have ever seen; Kirsy Duverge is full of excitement, and is always there to cheer someone up and has the most school spirit. Jose Liz, he is a cool guy, even though he bothers me, thats the little thing Ill always remember, and Denise Rosario, Denise and I always had class together and we always talked and we would always get in trouble especially in Mrs. Arons class.


Those people I mentioned are my closest friends in high school. We had our good times and bad times together. We will always be there for each other. For me I think of high school as “The best time of anyones life!” High school is where you mostly do all of your growing up, and for me I did a lot of growing up. For three years in Arts and Business I learned a lot and have been through a lot. As I see myself now as a senior I remember freshman, sophomore, and junior year like it was yesterday.


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